Kotak Low Duration Fund · Regular · Growth
NAV
₹3524.8823
as of 17 Jun 2026
Expense Ratio
1.18%
AUM
₹15,282 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.43%
- 3Y
- +6.73%
- 5Y
- +5.84%
- Since Inception
- +7.13%
SIP returns (XIRR)
- 1Y
- +5.43%
- 3Y
- +6.50%
- 5Y
- +6.38%
- Since Inception
- +7.05%
Returns calculated from 07 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹21,900
Invested
₹43,390
Value today
7.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹352
Value today
7.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,95,000
Withdrawn
₹13,51,004
Corpus left
+₹14,46,004 net gain — withdrew ₹10,95,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,094
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,094 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.42
Sharpe Ratio
—
Alpha
—
Beta
0.51
Sortino
0.58%
Std Dev
-0.26%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.**5.45%
- 2Canara Bank**4.08%
- 3Karnataka State Govt - 2031 - Karnataka(^)3.05%
- 4National Bank For Agriculture & Rural Development**2.93%
- 5Punjab National Bank2.90%
- 6Punjab National Bank2.77%
- 7National Bank For Agriculture & Rural Development2.76%
- 8Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**2.57%
- 9Bajaj Housing Finance Ltd.(^)**2.46%
- 10Jamnagar Utilities & Power Private Limited ( Mukesh Ambani Group ) **2.35%
Investment Objective
Kotak Low Duration Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
Kotak Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹15,282 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.18%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations