Kotak Ultra Short to Short Term Fund · Regular · Growth
NAV
₹3579.4496
as of 29 Sept 2026
Expense Ratio
1.18%
AUM
₹14,531 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.43%
- 3Y
- +6.61%
- 5Y
- +5.90%
- Since Inception
- +7.11%
SIP returns (XIRR)
- 1Y
- +5.41%
- 3Y
- +6.29%
- 5Y
- +6.35%
- Since Inception
- +7.01%
Returns calculated from 07 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,24,479 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,24,479
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,87,556 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,51,077.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,47,523 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.24
Sharpe Ratio
—
Alpha
—
Beta
-0.27
Sortino
0.62%
Std Dev
-0.26%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Karnataka State Govt - 2031 - Karnataka(^)4.13%
- 2Punjab National Bank**4.00%
- 3National Bank For Agriculture & Rural Development3.94%
- 4Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) **3.57%
- 5Bajaj Housing Finance Ltd.(^)**3.30%
- 6Canara Bank**2.81%
- 7Bank Of Baroda**2.41%
- 8Bajaj Housing Finance Ltd.(^)**2.12%
- 9Rec Ltd(^)**2.05%
- 10Small Industries Development Bank Of India**2.01%
What this fund does
Kotak Ultra Short to Short Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
Kotak Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹14,531 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.18%.