UTI Low Duration Fund - Regular Plan - Growth Option
₹3733.3324
₹2.85 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹4399.0325
₹1.39 (-0.03%)
15 May 2026
AMFI: HIST_KF_INF789F1AC21
Direct · Growth
₹₹3795.8575
₹2.92 (+0.08%)
29 May 2026
AMFI: 120735
Regular · IDCW
—
AMFI: HIST_KF_INF789F1AC47
Direct · IDCW
₹₹1405.0999
₹1.08 (+0.08%)
29 May 2026
AMFI: 141958
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 23 April 2007 onwards due to a structural change in the scheme on that date. Pre-2007 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,39,000
Invested
₹28,93,122
Value today
22.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹11,93,368
Value today
26.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,90,000
Withdrawn
₹20,97,42,382
Corpus left
+₹21,01,32,382 net gain — withdrew ₹13,90,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,53,813
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,53,813 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹83,818
Regular plan
₹82,205
Direct earns ₹1,613 more on a ₹60K investment — 0.27% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.82
Sharpe Ratio
—
Alpha
—
Beta
0.97
Sortino
0.52%
Std Dev
-0.20%
Max Drawdown
Portfolio Holdings
Top 49 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
EMBASSY OFFICE PARKS REIT INE041007084 | 5.32% |
REC LTD INE020B08EX7 | 4.46% |
SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07062 | 4.44% |
JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED INE936D07174 | 4.42% |
EMBASSY OFFICE PARKS REIT INE041007068 | 3.99% |
POONAWALLA FINCORP LTD. INE511C07946 | 3.32% |
07.66% XIRR PTC- RADHAKRISHNA SECURITISATION TRUST-28/09/2028 INE2I7H15018 | 2.40% |
TATA CAPITAL HOUSING FINANCE LTD INE033L07ID4 | 2.24% |
CANFIN HOMES LTD. INE477A07423 | 2.23% |
ADITYA BIRLA RENEWABLES LTD INE01QP08016 | 2.23% |
POWER FINANCE CORPORATION LTD. INE134E08MT1 | 2.22% |
HINDUJA LEYLAND FINANCE LTD. INE146O07557 | 2.22% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EK5 | 2.22% |
360 ONE PRIME LTD INE248U07GG6 | 2.22% |
SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07070 | 2.22% |
BHARTI TELECOM LTD. INE403D08314 | 2.22% |
POONAWALLA FINCORP LTD. INE511C07912 | 2.21% |
7.44% KARNATAKA SDL - 27/03/2033 IN1920230381 | 2.21% |
JM FINANCIAL SERVICES LTD. INE012I14RZ4 | 2.20% |
ICICI BANK LTD. - 08/03/2027 INE090AD6295 | 2.09% |
NUVAMA WEALTH FINANCE LTD INE918K14DB9 | 2.07% |
MUTHOOT FINCORP LIMITED INE549K14CI9 | 2.07% |
SIKKA PORTS AND TERMINALS LIMITED INE941D07166 | 1.56% |
TOYOTA FINANCIAL SERVICES INDIA LTD INE692Q07480 | 1.34% |
GODREJ SEEDS AND GENETICS LIMITED INE316Z08055 | 1.32% |
GODREJ SEEDS AND GENETICS LIMITED INE316Z08063 | 1.32% |
JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED INE936D07182 | 1.12% |
TATA CAPITAL HOUSING FINANCE LTD INE033L07HY2 | 1.12% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KM1 | 1.12% |
NATIONAL HOUSING BANK INE557F08FZ1 | 1.12% |
MUTHOOT FINANCE LTD INE414G07IR6 | 1.12% |
LIC HOUSING FINANCE LTD. INE115A07MW4 | 1.12% |
BAJAJ HOUSING FINANCE LTD INE377Y07557 | 1.11% |
182 DAYS T-BILL - 30/04/2026 IN002025Y313 | 1.11% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08DV4 | 1.11% |
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EM1 | 1.11% |
MUTHOOT FINANCE LTD INE414G07JQ6 | 1.11% |
MINDSPACE BUSINESS PARKS REIT INE0CCU07165 | 1.10% |
EMBASSY OFFICE PARKS REIT INE041007167 | 1.10% |
BHARTI TELECOM LTD. INE403D08306 | 1.10% |
INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08510 | 1.09% |
POWER FINANCE CORPORATION LTD. INE134E08NS1 | 1.09% |
KOTAK MAHINDRA BANK LTD - 29/01/2027 INE237AD6125 | 1.05% |
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 INE556F16BW2 | 1.05% |
KOTAK MAHINDRA BANK LTD - 08/01/2027 INE237AD6117 | 1.05% |
HDFC BANK LTD - 05/03/2027 INE040A16IU7 | 1.04% |
SPN/DDB 360 ONE PRIME LTD INE248U07FV7 | 0.48% |
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 INE16J715019 | 0.34% |
| Security | % NAV |
|---|---|
A2 UNITS INF0RQ622028 | 0.43% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Low Duration Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
UTI Low Duration Fund - Regular Plan - Growth Option is a Low Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 23 years. The current expense ratio is 0.40%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations