Kotak Low Duration Fund- Regular Plan-Growth Option
₹3497.5289
₹2.89 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3497.5289
₹2.89 (+0.08%)
29 May 2026
AMFI: 133805
Direct · Growth
₹₹998.8535
₹0.87 (+0.09%)
29 May 2026
AMFI: 154358
Regular · IDCW
₹₹1249.9817
₹1.03 (+0.08%)
29 May 2026
AMFI: 133809
Direct · IDCW
₹₹1530.4157
₹1.25 (+0.08%)
29 May 2026
AMFI: 133812
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹21,800
Invested
₹43,007
Value today
7.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹350
Value today
7.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,90,000
Withdrawn
₹13,47,181
Corpus left
+₹14,37,181 net gain — withdrew ₹10,90,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,147
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,147 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,074
Regular plan
₹83,402
Direct earns ₹3,672 more on a ₹60K investment — 0.61% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.22
Sharpe Ratio
—
Alpha
—
Beta
-0.26
Sortino
0.54%
Std Dev
-0.26%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LTD.** INE040A16IJ0 | 577.00% |
HDFC BANK LTD.** INE040A16IJ0 | 545.00% |
CANARA BANK** INE476A16G44 | 432.00% |
CANARA BANK** INE476A16G44 | 408.00% |
Karnataka State Govt - 2031 - Karnataka(^) IN1920250132 | 325.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08EF5 | 312.00% |
PUNJAB NATIONAL BANK** INE160A16UE2 | 309.00% |
PUNJAB NATIONAL BANK** INE160A16UM5 | 307.00% |
Karnataka State Govt - 2031 - Karnataka(^) IN1920250132 | 305.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EM1 | 295.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08EF5 | 293.00% |
PUNJAB NATIONAL BANK** INE160A16UD4 | 293.00% |
PUNJAB NATIONAL BANK INE160A16UM5 | 290.00% |
PUNJAB NATIONAL BANK INE160A16UD4 | 277.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EM1 | 276.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** INE02PE08036 | 272.00% |
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07532 | 262.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** INE02PE08036 | 257.00% |
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) ** INE936D07174 | 249.00% |
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07532 | 246.00% |
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED ( Mukesh Ambani Group ) ** INE936D07174 | 235.00% |
CANARA BANK** INE476A16G28 | 186.00% |
MUTHOOT FINANCE LTD.** INE414G07JX2 | 185.00% |
BANK OF BARODA(^)** INE028A16LH3 | 185.00% |
CANARA BANK** INE476A16G28 | 175.00% |
BANK OF BARODA(^) INE028A16LH3 | 175.00% |
PUNJAB NATIONAL BANK INE160A16UE2 | 175.00% |
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07565 | 168.00% |
Madhya Pradesh State Govt - 2027 - Madhya Pradesh IN2120170047 | 166.00% |
REC LTD** INE020B08FZ9 | 162.00% |
BAJAJ HOUSING FINANCE LTD.(^)** INE377Y07565 | 158.00% |
Madhya Pradesh State Govt - 2027 - Madhya Pradesh IN2120170047 | 156.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16BY8 | 154.00% |
REC LTD** INE020B08FZ9 | 152.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F16BY8 | 146.00% |
UNION BANK OF INDIA** INE692A16LR5 | 145.00% |
UNION BANK OF INDIA** INE692A16LM6 | 145.00% |
PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)** INE2I7H15018 | 135.00% |
BHARTI TELECOM LTD.(^)** INE403D08207 | 132.00% |
ADITYA BIRLA HOUSING FINANCE LTD(^)** INE831R07474 | 131.00% |
VEDANTA LTD. ( Axis Trustee Services Ltd.) ** INE205A08095 | 131.00% |
BAJAJ FINANCE LTD.(^) INE296A07TF2 | 131.00% |
Tamil Nadu State Govt - 2029 - Tamil Nadu(^) IN3120240756 | 131.00% |
TATA CAPITAL LTD.** INE306N07MX0 | 131.00% |
Power Finance Corporation Ltd. INE134E08OA7 | 130.00% |
BHARTI TELECOM LTD.(^) INE403D08280 | 129.00% |
Karnataka State Govt - 2032 - Karnataka(^) IN1920250173 | 128.00% |
PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST)** INE2I7H15018 | 126.00% |
BHARTI TELECOM LTD.(^)** INE403D08207 | 124.00% |
ADANI POWER LTD(^)** INE814H07208 | 124.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Low Duration Fund- Regular Plan-Growth Option by Kotak Mahindra Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
Kotak Low Duration Fund- Regular Plan-Growth Option is a Low Duration mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹15,282 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.18%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations