UTI Ultra Short to Short Term Fund · Regular · Growth
NAV
₹3826.0962
as of 29 Sept 2026
Expense Ratio
0.48%
AUM
₹2,901 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.05%
- 3Y
- +7.12%
- 5Y
- +6.46%
- Since Inception
- +7.15%
SIP returns (XIRR)
- 1Y
- +6.08%
- 3Y
- +6.83%
- 5Y
- +6.88%
- Since Inception
- +6.80%
Returns calculated from 02 December 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,28,607 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,28,607
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,77,427 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,45,662.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,57,634 today (1.58×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.67
Sharpe Ratio
—
Alpha
—
Beta
0.75
Sortino
0.58%
Std Dev
-0.20%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1364 Days T-Bill - 10/12/20267.36%
- 2Rec Ltd5.23%
- 3National Bank For Agriculture And Rural Development4.67%
- 4Mahindra Rural Housing Finance Ltd3.74%
- 5Summit Digitel Infrastructure Ltd3.71%
- 6Embassy Office Parks Reit3.55%
- 7National Bank For Agriculture And Rural Development2.79%
- 807.66% Xirr Ptc- Radhakrishna Securitisation Trust-28/09/20281.99%
- 9Hinduja Leyland Finance Ltd.1.87%
- 10Aditya Birla Renewables Ltd1.87%
What this fund does
UTI Ultra Short to Short Term Fund · Regular · Growth by UTI Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
UTI Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹2,901 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 0.48%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)