Aditya Birla Sun Life Low Duration Fund - Growth Plan
Aditya Birla Sun Life Mutual Fund
₹686.3837
₹0.52 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹686.3837
₹0.52 (+0.08%)
29 May 2026
AMFI: 103192
Direct · Growth
₹₹765.9156
₹0.61 (+0.08%)
29 May 2026
AMFI: 119523
Regular · IDCW
₹₹100.7862
₹0.02 (-0.02%)
14 May 2026
AMFI: HIST_CAMS_INF209KC1548
Direct · IDCW
₹₹100.8712
₹0.02 (-0.02%)
14 May 2026
AMFI: HIST_CAMS_INF209KC1530
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Pre-2011 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹24,100
Invested
₹2,21,943
Value today
19.1%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹3,987
Value today
20.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹2,87,68,334
Corpus left
+₹2,89,73,334 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,656
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,656 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,010
Regular plan
₹83,129
Direct earns ₹3,881 more on a ₹60K investment — 0.65% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.42
Sharpe Ratio
—
Alpha
—
Beta
-0.49
Sortino
0.56%
Std Dev
-0.25%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
91 DAYS T-BILL - 30APR2026 IN002025X430 | 5.96% |
National Bank For Agriculture and Rural Development (03/02/2027) ** # INE261F16AI0 | 2.60% |
Punjab National Bank (05/02/2027) ** # INE160A16UE2 | 2.60% |
364 DAYS T-BILL - 24SEP2026 IN002025Z260 | 2.38% |
Canara Bank (02/02/2027) ** # INE476A16G44 | 2.17% |
Punjab National Bank (10/02/2027) # INE160A16UI3 | 2.17% |
HDFC Bank Limited (09/03/2027) ** # INE040A16IT9 | 2.15% |
Government of India (12/04/2026) IN0020210012 | 2.07% |
Small Industries Development Bank of India (10/11/2026) # INE556F16BR2 | 1.98% |
Indian Bank (05/02/2027) # INE562A16QI8 | 1.95% |
364 DAYS T-BILL - 17SEP2026 IN002025Z252 | 1.53% |
National Bank For Agriculture and Rural Development (17/02/2027) ** # INE261F16AK6 | 1.51% |
ICICI Bank Limited (08/03/2027) ** # INE090AD6295 | 1.29% |
364 DAYS T-BILL - 19FEB2027 IN002025Z468 | 1.10% |
Small Industries Development Bank of India (28/01/2027) ** # INE556F16BW2 | 0.87% |
| Security | % NAV |
|---|---|
7.30% Bharti Telecom Limited (01/12/2027) ** INE403D08306 | 7.42% |
Jtpm Metal Traders Pvt Ltd (29/09/2028) (ZCB) ** INE02PE08036 | 3.66% |
Jubilant Bevco Ltd (31/05/2028) (ZCB) ** INE1D4P08019 | 3.49% |
7.55% REC Limited (31/10/2026) ** INE020B08FH7 | 3.26% |
7.68% Small Industries Development Bank of India (10/08/2027) ** INE556F08KP4 | 2.49% |
6.47% Indian Railway Finance Corporation Limited (30/05/2028) ** INE053F08510 | 2.44% |
9.40% 360 ONE Prime Ltd (04/03/2027) ** INE248U07FU9 | 2.31% |
8.10% Tata Capital Housing Finance Limited (13/12/2028) ** INE033L07IB8 | 2.27% |
7.19% ICICI Home Finance Company Limited (22/08/2028) ** INE071G07843 | 2.23% |
Shivshakti Securitisation Trust 2025-1 (28/09/2029) ** INE2I7G15010 | 2.12% |
6.66% National Bank For Agriculture and Rural Development (12/10/2028) ** INE261F08EP4 | 2.03% |
7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) ** INE0KUG08076 | 2.03% |
7.08% ICICI Home Finance Company Limited (12/11/2027) (FRN) ** INE071G07751 | 1.93% |
7.55% Poonawalla Fincorp Limited (25/03/2027) ** INE511C07946 | 1.79% |
Radhakrishna Securitisation Trust 2025-1 (28/09/2028) ** INE2I7H15018 | 1.68% |
7.56% REC Limited (31/08/2027) ** INE020B08FF1 | 1.66% |
9.31% Vedanta Limited (03/12/2027) ** INE205A08046 | 1.64% |
7.21% Embassy Office Parks REIT (17/03/2028) ** INE041007167 | 1.62% |
7.3064% Aditya Birla Housing Finance Limited (22/05/2028) ** INE831R07581 | 1.60% |
9.10% Piramal Finance Limited (16/04/2027) ** INE202B07JS2 | 1.52% |
7.20% Knowledge Realty Trust (26/09/2028) ** INE1JAR07010 | 1.39% |
6.74% Small Industries Development Bank of India (10/01/2029) INE556F08LA4 | 1.35% |
7.65% Poonawalla Fincorp Limited (19/06/2028) INE511C07862 | 1.28% |
India Universal Trust Al2 (21/11/2027) ** INE1CBK15029 | 1.22% |
9.09% Muthoot Finance Limited (01/06/2029) INE414G07JG7 | 1.18% |
9.25% Hinduja Leyland Finance Limited (09/07/2031) ** INE146O08399 | 1.17% |
8.40% Hinduja Leyland Finance Limited (06/05/2027) ** INE146O07557 | 1.15% |
7.44% Small Industries Development Bank of India (10/04/2028) INE556F08KT6 | 1.15% |
6.37% REC Limited (31/03/2027) ** INE020B08FX4 | 1.14% |
7.1242% L&T Finance Ltd (25/09/2028) ** INE498L07178 | 1.13% |
8.00% Tata Capital Housing Finance Limited (03/11/2027) ** INE033L07HY2 | 0.92% |
7.95% Tata Capital Limited (08/02/2028) ** INE306N07NI9 | 0.92% |
7.97% Tata Capital Limited (19/07/2028) ** INE306N07NP4 | 0.92% |
7.05% Jio Credit Ltd (13/10/2027) ** INE282H07034 | 0.91% |
6.64% Housing & Urban Development Corporation Limited (17/07/2028) ** INE031A08996 | 0.91% |
Performance Comparison
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Investment Objective
Aditya Birla Sun Life Low Duration Fund - Growth Plan by Aditya Birla Sun Life Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
Aditya Birla Sun Life Low Duration Fund - Growth Plan is a Low Duration mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 20 years. The current expense ratio is 1.24%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations