Kotak Medium Term Fund · Regular · Growth
NAV
₹24.5639
as of 13 Nov 2026
Expense Ratio
1.63%
AUM
₹1,916 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.49%
- 3Y
- +7.69%
- 5Y
- +6.25%
- Since Inception
- +7.33%
SIP returns (XIRR)
- 1Y
- +4.66%
- 3Y
- +6.66%
- 5Y
- +6.86%
- Since Inception
- +6.72%
Returns calculated from 28 February 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,34,639 today — ₹6,00,000 invested, 6.5% XIRR.
₹6,00,000
Invested
₹8,34,639
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,129 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,16,656.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,55,397 today (1.55×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.47
Sharpe Ratio
—
Alpha
—
Beta
-0.46
Sortino
1.61%
Std Dev
-1.35%
Max Drawdown
Performance Comparison
Related reading
Thinking about Kotak Medium Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) **5.64%
- 2L&T Metro Rail (Hyderabad) Ltd ( Axis Trusteeship Services Ltd . Guaranteed By Larsen & Toubro Limited.) (^)**5.04%
- 3Bamboo Hotel And Global Centre (Delhi) Private Ltd**4.72%
- 4Adani Power Ltd**4.68%
- 5Embassy Office Parks Reit @4.06%
- 6360 One Prime Ltd.(^)**3.94%
- 7Mas Financial Services Ltd.(^)**3.88%
- 8Tata Steel Ltd.**3.86%
- 9Aditya Birla Renewables Limited**3.14%
- 10Aditya Birla Real Estate Ltd**2.86%
What this fund does
Kotak Medium Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Medium Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Term category.
About This Fund
Kotak Medium Term Fund · Regular · Growth is a Medium Term mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹1,916 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium Duration Debt A-III Index. The current expense ratio is 1.63%.