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Medium Duration📊 CRISIL Medium Duration Debt A-III Index

Kotak Medium Term Fund · Regular · Growth

Kotak Mahindra Mutual Fund

#4 of 13 (1Y)

NAV

₹24.1226

as of 17 Jun 2026

Expense Ratio

1.63%

AUM

₹1,978 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+5.93%
3Y
+7.77%
5Y
+6.42%
Since Inception
+7.42%

SIP returns (XIRR)

1Y
+5.78%
3Y
+7.52%
5Y
+7.12%
Since Inception
+6.85%

Returns calculated from 28 February 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹14,800

Invested

₹22,836

Value today

6.8%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹241

Value today

7.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,40,000

Withdrawn

₹12,65,059

Corpus left

+₹10,05,059 net gain — withdrew ₹7,40,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,52,263

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,52,263 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.70

Sharpe Ratio

Alpha

Beta

0.70

Sortino

1.52%

Std Dev

-0.98%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseKotak Mahindra Mutual Fund
CategoryMedium Duration
BenchmarkCRISIL Medium Duration Debt A-III Index
Launch Date28 Feb 2014
AMFI Code128009
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadEntry Load (w.e.f. 13-05-2020) Any exit load charged (net off Goods and Service tax if any) shall be credited back to the respective Scheme. Units issued on reinvestment of dividends shall not be subject to entry and exit load. Any exit load charged (net off Goods and Service tax if any) shall be credited back to the respective Scheme. Units issued on reinvestment of dividends shall not be subject to entry and exit load.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Kotak Medium Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.

About This Fund

Kotak Medium Term Fund · Regular · Growth is a Medium Duration mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹1,978 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium Duration Debt A-III Index. The current expense ratio is 1.63%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations