Kotak Medium Term Fund · Regular · Growth
NAV
₹24.4794
as of 29 Sept 2026
Expense Ratio
1.63%
AUM
₹1,831 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.58%
- 3Y
- +7.85%
- 5Y
- +6.27%
- Since Inception
- +7.37%
SIP returns (XIRR)
- 1Y
- +5.27%
- 3Y
- +7.06%
- 5Y
- +7.00%
- Since Inception
- +6.79%
Returns calculated from 28 February 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,40,339 today — ₹6,00,000 invested, 6.6% XIRR.
₹6,00,000
Invested
₹8,40,339
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,87,639 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,36,052.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,54,862 today (1.55×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.40
Sharpe Ratio
—
Alpha
—
Beta
0.40
Sortino
1.59%
Std Dev
-0.98%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) **5.60%
- 2L&T Metro Rail (Hyderabad) Ltd ( Axis Trusteeship Services Ltd . Guaranteed By Larsen & Toubro Limited.) **5.08%
- 3Bamboo Hotel And Global Centre (Delhi) Private Ltd**4.69%
- 4Adani Power Ltd(^)**4.64%
- 5Embassy Office Parks Reit@4.07%
- 6360 One Prime Ltd.(^)**3.89%
- 7Tata Steel Ltd.**3.86%
- 8Mas Financial Services Ltd.(^)**3.85%
- 9Aditya Birla Renewables Limited**3.12%
- 10Central Government - 20662.88%
What this fund does
Kotak Medium Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Medium Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Term category.
About This Fund
Kotak Medium Term Fund · Regular · Growth is a Medium Term mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹1,831 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium Duration Debt A-III Index. The current expense ratio is 1.63%.