Kotak Medium Term Fund · Regular · Growth
NAV
₹24.3449
as of 14 Jul 2026
Expense Ratio
1.63%
AUM
₹1,978 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.48%
- 3Y
- +7.96%
- 5Y
- +6.57%
- Since Inception
- +7.46%
SIP returns (XIRR)
- 1Y
- +6.67%
- 3Y
- +7.76%
- 5Y
- +7.31%
- Since Inception
- +6.92%
Returns calculated from 28 February 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,44,694 today — ₹6,00,000 invested, 6.7% XIRR.
₹6,00,000
Invested
₹8,44,694
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,92,791 today (6.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹10,83,218.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,54,011 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.96
Sharpe Ratio
—
Alpha
—
Beta
0.95
Sortino
1.55%
Std Dev
-0.98%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**5.79%
- 2L&T Metro Rail (Hyderabad) Ltd ( Axis Trusteeship Services Ltd . Guaranteed By Larsen & Toubro Limited.) **5.35%
- 3Bamboo Hotel And Global Centre (Delhi) Private Ltd**4.96%
- 4Adani Power Ltd**4.91%
- 5Embassy Office Parks Reit @4.21%
- 6360 One Prime Ltd.**4.13%
- 7Tata Steel Ltd.**4.08%
- 8Pipeline Infrastructure Limited**3.47%
- 9Aditya Birla Renewables Limited**3.30%
- 10Aditya Birla Real Estate Ltd**3.00%
Investment Objective
Kotak Medium Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.
About This Fund
Kotak Medium Term Fund · Regular · Growth is a Medium Duration mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹1,978 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium Duration Debt A-III Index. The current expense ratio is 1.63%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations