Kotak Money Market Fund · Regular · Growth
NAV
₹4789.3859
as of 14 Jul 2026
Expense Ratio
0.35%
AUM
₹32,866 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.06%
- 3Y
- +7.21%
- 5Y
- +6.45%
- Since Inception
- +7.29%
SIP returns (XIRR)
- 1Y
- +6.27%
- 3Y
- +7.00%
- 5Y
- +6.95%
- Since Inception
- +7.10%
Returns calculated from 31 December 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,33,777 today — ₹6,00,000 invested, 6.5% XIRR.
₹6,00,000
Invested
₹8,33,777
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,617 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹10,52,394.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,46,495 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.58
Sharpe Ratio
—
Alpha
—
Beta
2.02
Sortino
0.49%
Std Dev
-0.16%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1182 Days Treasury Bill 18/09/20264.20%
- 2National Bank For Agriculture & Rural Development**3.23%
- 3182 Days Treasury Bill 10/09/20263.12%
- 4Canara Bank2.56%
- 5Punjab National Bank2.48%
- 6182 Days Treasury Bill 27/08/20262.34%
- 7Hdfc Bank Ltd.**2.26%
- 8Indusind Bank Ltd.**2.25%
- 9Yes Bank Ltd.**2.24%
- 10Indusind Bank Ltd.**2.12%
Investment Objective
Kotak Money Market Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
Kotak Money Market Fund · Regular · Growth is a Money Market mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹32,866 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Money Market A-I Index. The current expense ratio is 0.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations