Kotak Money Market Fund · Regular · Growth
NAV
₹4857.8662
as of 28 Sept 2026
Expense Ratio
0.37%
AUM
₹32,331 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.41%
- 3Y
- +7.22%
- 5Y
- +6.59%
- Since Inception
- +7.28%
SIP returns (XIRR)
- 1Y
- +6.55%
- 3Y
- +6.98%
- 5Y
- +6.99%
- Since Inception
- +7.10%
Returns calculated from 31 December 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,36,771 today — ₹6,00,000 invested, 6.5% XIRR.
₹6,00,000
Invested
₹8,36,771
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,558 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,48,805.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,48,590 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.23
Sharpe Ratio
—
Alpha
—
Beta
1.55
Sortino
0.49%
Std Dev
-0.16%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1182 Days Treasury Bill 04/02/20274.10%
- 2182 Days Treasury Bill 18/09/20264.02%
- 3National Bank For Agriculture & Rural Development**3.51%
- 4182 Days Treasury Bill 11/02/20272.87%
- 5Punjab National Bank**2.61%
- 6Indusind Bank Ltd.**2.45%
- 7Yes Bank Ltd.**2.43%
- 8Indusind Bank Ltd.**2.31%
- 9Small Industries Development Bank Of India**2.28%
- 10National Bank For Agriculture & Rural Development1.95%
What this fund does
Kotak Money Market Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
Kotak Money Market Fund · Regular · Growth is a Money Market mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹32,331 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Money Market A-I Index. The current expense ratio is 0.37%.