Kotak Money Market Fund - (Growth)
₹4731.6259
₹3.59 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹4731.6259
₹3.59 (+0.08%)
29 May 2026
AMFI: 101893
Direct · Growth
₹₹4782.4326
₹3.69 (+0.08%)
29 May 2026
AMFI: 119746
Regular · IDCW
₹₹1051.3979
₹0.80 (+0.08%)
29 May 2026
AMFI: 101892
Direct · IDCW
₹₹1271.8943
₹0.98 (+0.08%)
29 May 2026
AMFI: 119747
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 20 January 2013 onwards due to a structural change in the scheme on that date. Pre-2013 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹24,100
Invested
₹26,68,599
Value today
38.8%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹41,139
Value today
34.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹27,79,58,525
Corpus left
+₹27,81,63,525 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,729
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,729 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹83,189
Regular plan
₹82,718
Direct earns ₹471 more on a ₹60K investment — 0.08% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised1.09
Sharpe Ratio
—
Alpha
—
Beta
1.42
Sortino
0.44%
Std Dev
-0.16%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
182 DAYS TREASURY BILL 18/09/2026 IN002025Y503 | 393.00% |
182 DAYS TREASURY BILL 18/09/2026 IN002025Y503 | 332.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AH2 | 314.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AH2 | 303.00% |
182 DAYS TREASURY BILL 10/09/2026 IN002025Y495 | 291.00% |
PUNJAB NATIONAL BANK** INE160A16UD4 | 240.00% |
CANARA BANK** INE476A16G28 | 239.00% |
PUNJAB NATIONAL BANK INE160A16UD4 | 232.00% |
182 DAYS TREASURY BILL 06/08/2026 IN002025Y446 | 228.00% |
182 DAYS TREASURY BILL 27/08/2026 IN002025Y479 | 227.00% |
182 DAYS TREASURY BILL 10/09/2026 IN002025Y495 | 226.00% |
182 DAYS TREASURY BILL 06/08/2026 IN002025Y446 | 219.00% |
HDFC BANK LTD.** INE040A16IK8 | 219.00% |
182 DAYS TREASURY BILL 27/08/2026 IN002025Y479 | 219.00% |
INDUSIND BANK LTD.** INE095A161D2 | 218.00% |
YES BANK LTD.** INE528G16X52 | 217.00% |
HDFC BANK LTD.** INE040A16IK8 | 211.00% |
INDUSIND BANK LTD.** INE095A161D2 | 210.00% |
YES BANK LTD.** INE528G16X52 | 209.00% |
AXIS BANK LTD. INE238AD6BP3 | 207.00% |
INDUSIND BANK LTD.** INE095A167D9 | 205.00% |
AXIS BANK LTD.** INE238AD6BP3 | 200.00% |
INDUSIND BANK LTD.** INE095A167D9 | 199.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F16BY8 | 197.00% |
CANARA BANK** INE476A16G28 | 190.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16BY8 | 182.00% |
HDFC BANK LTD. INE040A16HN4 | 180.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AK6 | 174.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F16AK6 | 168.00% |
HDFC BANK LTD.** INE040A16HY1 | 163.00% |
CANARA BANK** INE476A16G44 | 160.00% |
HDFC BANK LTD.** INE040A16HY1 | 157.00% |
BANK OF BARODA** INE028A16KK9 | 155.00% |
CANARA BANK** INE476A16G44 | 155.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16CB4 | 154.00% |
CANARA BANK** INE476A16I18 | 150.00% |
BANK OF BARODA** INE028A16KK9 | 150.00% |
AXIS BANK LTD.** INE238AD6BJ6 | 149.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16BQ4 | 148.00% |
CANARA BANK** INE476A16F78 | 147.00% |
PUNJAB NATIONAL BANK** INE160A16UC6 | 146.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AG4 | 146.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16BW2 | 146.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AD1 | 146.00% |
INDIAN OVERSEAS BANK** INE565A16BT0 | 145.00% |
CANARA BANK** INE476A16I18 | 145.00% |
AXIS BANK LTD.** INE238AD6BJ6 | 144.00% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F16BQ4 | 143.00% |
CANARA BANK** INE476A16F78 | 142.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F16AD1 | 141.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Money Market Fund - (Growth) by Kotak Mahindra Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
Kotak Money Market Fund - (Growth) is a Money Market mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹32,866 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Money Market A-I Index. The current expense ratio is 0.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations