Kotak Multi Asset Allocation Fund · Regular · Growth
NAV
₹15.6250
as of 28 Sept 2026
Expense Ratio
1.77%
AUM
₹13,629 Cr
Lumpsum returns (CAGR)
- 1Y
- +11.77%
- 3Y
- +15.93%
- 5Y
- —
- Since Inception
- +15.94%
SIP returns (XIRR)
- 1Y
- +4.75%
- 3Y
- +12.61%
- 5Y
- —
- Since Inception
- +12.77%
Returns calculated from 22 September 2023 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,07,726 today — ₹1,75,000 invested, 12.0% XIRR.
₹1,75,000
Invested
₹2,07,726
Value today
12.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,55,798 today (16.0% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹1,27,115 today (1.27×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.91
Sharpe Ratio
—
Alpha
—
Beta
0.80
Sortino
13.91%
Std Dev
-13.93%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks11.34%
- Finance5.98%
- Automobiles5.02%
- Power4.92%
- Diversified FMCG4.53%
- Telecom - Services4.24%
- Pharmaceuticals and Biotechnology3.24%
- Industrial Manufacturing3.13%
- Retailing2.85%
- Electrical Equipment2.76%
- Beverages2.57%
- IT - Software2.54%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Mutual Fund - Kotak Silver Etf9.15%
- 2Kotak Mutual Fund - Kotak Gold Etf4.99%
- 3State Bank Of India.3.60%
- 4Maruti Suzuki India Limited2.70%
- 5Eternal Limited2.55%
- 6Ntpc Ltd2.54%
- 7Itc Ltd.2.47%
- 8Oracle Financial Services Software Ltd2.35%
- 9Hero Motocorp Ltd.2.32%
- 10Indus Towers Ltd.2.17%
What this fund does
Kotak Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
Kotak Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹13,629 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI (65%) + NIFTY Short Duration Debt Index (25%) +Domestic Price of Gold (5%) + Domestic Price of Silver (5%). The current expense ratio is 1.77%.