Kotak Pioneer Fund · Regular · Growth
NAV
₹34.9570
as of 29 Sept 2026
Expense Ratio
1.91%
AUM
₹3,585 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.31%
- 3Y
- +18.60%
- 5Y
- +13.90%
- Since Inception
- +19.79%
SIP returns (XIRR)
- 1Y
- +14.33%
- 3Y
- +13.72%
- 5Y
- +16.40%
- Since Inception
- +18.66%
Returns calculated from 09 October 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,42,819 today — ₹2,95,000 invested, 16.7% XIRR.
₹2,95,000
Invested
₹4,42,819
Value today
16.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,92,331 today (14.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹14,80,494.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,42,819 in this fund vs ₹3,59,448 in the benchmark — outperformance of ₹83,371.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,28,552 today (1.29×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.07
Sharpe Ratio
+0.24
Alpha
0.26
Beta
1.03
Sortino
13.10%
Std Dev
-13.73%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Retailing16.46%
- Healthcare Services7.21%
- Industrial Manufacturing6.18%
- Automobiles5.01%
- Auto Components4.65%
- Transport Services4.10%
- Consumer Durables3.89%
- Banks3.82%
- Industrial Products3.60%
- Capital Markets3.42%
- Financial Technology (Fintech)2.70%
- Insurance2.52%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Ishares Nasdaq 100 Ucits Etf Usd15.83%
- 2Eternal Limited5.69%
- 3Lenskart Solutions Limited3.54%
- 4Indo-Mim Ltd3.48%
- 5Aster Dm Healthcare Ltd3.20%
- 6Icici Bank Ltd.2.94%
- 7Pb Fintech Ltd.2.70%
- 8Aditya Infotech Limited2.70%
- 9Inter Globe Aviation Ltd2.54%
- 10Maruti Suzuki India Limited2.28%
What this fund does
Kotak Pioneer Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Kotak Pioneer Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹3,585 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 85 % Nifty 500 TRI + 15% MSCI ACWI INFORMATION TECHNOLOGY INDEX TRI. The current expense ratio is 1.91%.