LIC MF Banking and Financial Services Fund · Regular · Growth
NAV
₹21.2248
as of 17 Jun 2026
Expense Ratio
2.46%
AUM
₹272 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.70%
- 3Y
- +8.58%
- 5Y
- +10.36%
- Since Inception
- +6.93%
SIP returns (XIRR)
- 1Y
- +1.01%
- 3Y
- +5.94%
- 5Y
- +9.10%
- Since Inception
- +9.13%
This fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
ICICI Prudential Infrastructure Fund · Regular · Growth
SBI PSU Fund · Regular · Growth
LIC MF Infrastructure Fund · Regular · Growth
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹67,500
Invested
₹1,09,152
Value today
8.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,013
Value today
6.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,75,000
Withdrawn
₹9,21,021
Corpus left
+₹5,96,021 net gain — withdrew ₹6,75,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,80,407
Value today
+14.3%
vs lumpsum
STP beat direct lumpsum by 14.3% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,86,985
Value today
2.9×
Multiple
Staying invested through that crash turned ₹1L into ₹2,86,985 — a 2.9× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.11
Sharpe Ratio
+0.05
Alpha
0.53
Beta
0.11
Sortino
16.61%
Std Dev
-16.55%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks55.00%
- Finance28.00%
- Capital Markets8.00%
- Financial Technology (Fintech)2.00%
- Insurance1.00%
Each sector links to the mutual funds most exposed to it.
Thinking about LIC MF Banking and Financial Services Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
portfolio shared with LIC MF Banking and Financial Services Fund-Direct Plan-IDCW
- 1Hdfc Bank Ltd.15.24%
- 2Icici Bank Ltd.12.25%
- 3Axis Bank Ltd.8.19%
- 4Kotak Mahindra Bank Ltd.7.60%
- 5State Bank Of India5.69%
- 6Mas Financial Services Ltd.5.09%
- 7Sbi Cards & Payment Services Ltd.2.83%
- 8Creditaccess Grameen Ltd.2.70%
- 9Bajaj Finance Ltd.2.44%
- 10Tvs Holdings Ltd.2.19%
Investment Objective
LIC MF Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
LIC MF Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by LIC Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹272 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.46%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations