LIC MF Banking and PSU Fund · Regular · Growth
NAV
₹37.0919
as of 13 Nov 2026
Expense Ratio
0.68%
AUM
₹1,755 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.05%
- 3Y
- +6.66%
- 5Y
- +5.77%
- Since Inception
- +6.97%
SIP returns (XIRR)
- 1Y
- +4.47%
- 3Y
- +5.85%
- 5Y
- +6.14%
- Since Inception
- +6.65%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,16,461 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,16,461
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,84,893 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,32,467.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,47,959 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.55
Sharpe Ratio
—
Alpha
—
Beta
-1.53
Sortino
1.22%
Std Dev
-0.60%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 18.09% Nlc India Ltd. **3.89%
- 28.14% Nuclear Power Corporation **3.80%
- 38.37% National Highways Authority Of India **3.37%
- 47.83% Small Industries Development Bk Of India **3.34%
- 57.75% Bharti Telecom Ltd. **3.24%
- 67.37% Indian Railway Finance Corporation Ltd. **3.21%
- 77.62% National Bk For Agriculture & Rural Dev. **3.21%
- 87.46% Rec Ltd. **3.18%
- 991 Days Tbill Red 29-10-20263.12%
- 10Hdfc Bank Ltd. ** #3.09%
What this fund does
LIC MF Banking and PSU Fund · Regular · Growth by LIC Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
LIC MF Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by LIC Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹1,755 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.68%.