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Conservative Hybridregulargrowth📊 CRISIL Hybrid 85+15 Conservative Index(SEBI default)

LIC MF Conservative Hybrid Fund-Regular Plan-Growth

LIC Mutual Fund

#11 of 20 (1Y)

₹82.0929

₹0.11 (-0.13%)

NAV as of 29 May 2026

Option:Growth₹₹82.0929Growth₹₹91.7893IDCW₹₹12.9596IDCW₹₹18.2854IDCW₹₹14.0005IDCW₹₹12.5191IDCW₹₹14.4201
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Today's NAV — all variants

Regular · Growth

₹₹82.0929

₹0.11 (-0.13%)

29 May 2026

AMFI: 101869

Direct · Growth

₹₹91.7893

₹0.11 (-0.12%)

29 May 2026

AMFI: 120276

Regular · IDCW

₹₹12.5191

₹0.02 (-0.13%)

29 May 2026

AMFI: 101866

Direct · IDCW

₹₹18.2854

₹0.02 (-0.13%)

29 May 2026

AMFI: 120274

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.01%
1 Month-1.30%
3 Months-1.90%
6 Months-1.72%
1 Year+0.27%
3 Years (CAGR)+5.32%
5 Years (CAGR)+5.15%
10 Years (CAGR)+6.13%
Since Inception (Jun 2003)+9.59%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-0.67%
3 Year SIP+3.73%
5 Year SIP+4.57%
Since Inception (Jun 2003)+6.53%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,37,500

Invested

₹3,08,076

Value today

6.5%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹8,209

Value today

9.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,75,000

Withdrawn

₹51,28,528

Corpus left

+₹55,03,528 net gain — withdrew ₹13,75,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹27,62,617

Value today

-43.9%

vs lumpsum

Direct lumpsum would have beaten STP by 43.9% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,51,487

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,51,487 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹84,767

Regular plan

₹80,477

Direct earns ₹4,290 more on a ₹60K investment — 0.71% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseLIC Mutual Fund
CategoryConservative Hybrid
Plan Typeregular
Optiongrowth
AUM₹48.1 Cr
Expense Ratio2.31%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL Hybrid 85+15 Conservative Index
Launch Date01 Jun 2003
AMFI Code101869

Risk Metrics

Trailing 1 year, annualised

-0.94

Sharpe Ratio

—

Alpha

—

Beta

-0.94

Sortino

3.78%

Std Dev

-3.25%

Max Drawdown

Portfolio Holdings

Top 20 holdings · as of Apr 2026

Equity18 holdings · 82.7%
Security% NAV

7.32% Government of India

IN0020230135

11.35%

7.17% Government of India

IN0020230036

10.97%

7.65% State Government of Tamil Nadu

IN3120230260

10.79%

6.79% Government of India

IN0020240126

10.60%

8.13% Nuclear Power Corporation **

INE206D08378

8.77%

Indian Railway Finance Corporation Ltd. (ZCB) **

INE053F08536

5.60%

7.38% Government of India

IN0020220037

4.47%

HDFC Bank Ltd.

INE040A01034

3.59%

7.19% State Government of Tamil Nadu

IN3120190225

3.31%

Reliance Industries Ltd.

INE002A01018

2.77%

Bharat Forge Ltd.

INE465A01025

2.25%

Infosys Ltd.

INE009A01021

1.97%

Axis Bank Ltd.

INE238A01034

1.58%

Hindustan Unilever Ltd.

INE030A01027

1.38%

Shriram Finance Ltd.

INE721A01047

1.23%

ICICI Bank Ltd.

INE090A01021

1.14%

Mahindra & Mahindra Ltd.

INE101A01026

0.90%

KWALITY WALL'S INDIA LTD

INE2KCE01013

0.02%
Debt1 holding · 8.4%
Security% NAV

HDFC Bank Ltd. #

INE040A16HF0

8.44%
Other1 holding · 0.4%
Security% NAV

SBI CDMDF--A2

INF0RQ622028

0.40%

Performance Comparison

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Investment Objective

LIC MF Conservative Hybrid Fund-Regular Plan-Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.

About This Fund

LIC MF Conservative Hybrid Fund-Regular Plan-Growth is a Conservative Hybrid mutual fund offered by LIC Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹48.1 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 Conservative Index. The current expense ratio is 2.31%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations