Kotak Debt Hybrid - Growth
₹58.3227
₹0.16 (-0.27%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹58.3227
₹0.16 (-0.27%)
29 May 2026
AMFI: 114859
Direct · Growth
₹₹68.0365
₹0.18 (-0.26%)
29 May 2026
AMFI: 120154
Regular · IDCW
₹₹12.0925
₹0.03 (-0.27%)
29 May 2026
AMFI: 114858
Direct · IDCW
₹₹13.2884
₹0.04 (-0.26%)
29 May 2026
AMFI: 120155
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹26,900
Invested
₹77,401
Value today
8.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹585
Value today
8.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,45,000
Withdrawn
₹19,77,996
Corpus left
+₹23,22,996 net gain — withdrew ₹13,45,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹34,27,222
Value today
-2.3%
vs lumpsum
Direct lumpsum would have beaten STP by 2.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,96,135
Value today
2.0×
Multiple
Staying invested through that crash turned ₹1L into ₹1,96,135 — a 2.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,01,299
Regular plan
₹94,115
Direct earns ₹7,184 more on a ₹60K investment — 1.20% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.79
Sharpe Ratio
—
Alpha
—
Beta
-0.76
Sortino
4.39%
Std Dev
-4.25%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Central Government - 2064 IN0020240035 | 1093.00% |
Central Government - 2065(^) IN0020250018 | 648.00% |
Central Government - 2065 IN0020250018 | 450.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) ** INE02PE08036 | 363.00% |
JTPM METAL TRADERS PVT LTD ( CATALYST TRUSTEESHIP LIMITE) (^)** INE02PE08036 | 360.00% |
UNION BANK OF INDIA** INE692A16KF2 | 346.00% |
UNION BANK OF INDIA** INE692A16KF2 | 343.00% |
PUNJAB NATIONAL BANK** INE160A16UE2 | 329.00% |
PUNJAB NATIONAL BANK INE160A16UE2 | 327.00% |
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012 | 258.00% |
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010 | 257.00% |
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)** INE2I7F15012 | 254.00% |
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)** INE2I7G15010 | 254.00% |
Central Government - 2055 IN0020250075 | 248.00% |
Central Government - 2055 IN0020250075 | 247.00% |
Karnataka State Govt - 2040 - Karnataka IN1920250314 | 206.00% |
Karnataka State Govt - 2040 - Karnataka IN1920250314 | 203.00% |
National Housing Bank** INE557F08GE4 | 202.00% |
National Housing Bank** INE557F08GE4 | 199.00% |
Karnataka State Govt - 2032 - Karnataka IN1920250173 | 173.00% |
Karnataka State Govt - 2036 - Karnataka IN1920250199 | 172.00% |
Karnataka State Govt - 2036 - Karnataka IN1920250199 | 170.00% |
Karnataka State Govt - 2032 - Karnataka IN1920250173 | 170.00% |
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** INE0M2307321 | 166.00% |
Andhra Pradesh State Govt - 2033 - Andhra Pradesh IN1020250230 | 165.00% |
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** INE0M2307321 | 164.00% |
BHARTI AIRTEL LTD. INE397D01024 | 154.00% |
BHARTI AIRTEL LTD. INE397D01024 | 147.00% |
Punjab State Govt - 2033 - Punjab IN2820250164 | 139.00% |
STATE BANK OF INDIA. INE062A01020 | 130.00% |
NTPC LTD INE733E01010 | 127.00% |
HDFC BANK LTD. INE040A01034 | 124.00% |
ADANI POWER LTD** INE814H07208 | 122.00% |
STATE BANK OF INDIA. INE062A01020 | 121.00% |
Bihar State Govt - 2034 - Bihar IN1320250104 | 120.00% |
ADANI POWER LTD** INE814H07208 | 120.00% |
HDFC BANK LTD. INE040A01034 | 120.00% |
NTPC LTD INE733E01010 | 119.00% |
Bihar State Govt - 2034 - Bihar IN1320250104 | 119.00% |
TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LTD.** INE1C3207057 | 116.00% |
TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LTD.** INE1C3207057 | 115.00% |
Maruti Suzuki India Limited INE585B01010 | 106.00% |
Hero MotoCorp Ltd. INE158A01026 | 105.00% |
Hero MotoCorp Ltd. INE158A01026 | 105.00% |
Tamil Nadu State Govt - 2036 - Tamil Nadu IN3120250706 | 104.00% |
Tamil Nadu State Govt - 2036 - Tamil Nadu IN3120250706 | 103.00% |
Uttar Pradesh State Govt - 2041 - Uttar Pradesh IN3320250233 | 103.00% |
ICICI BANK LTD. INE090A01021 | 102.00% |
Uttar Pradesh State Govt - 2041 - Uttar Pradesh IN3320250233 | 101.00% |
ICICI BANK LTD. INE090A01021 | 99.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Debt Hybrid - Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
Kotak Debt Hybrid - Growth is a Conservative Hybrid mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,016 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 - Conservative Index. The current expense ratio is 1.66%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations