Kotak Debt Hybrid Fund · Regular · Growth
NAV
₹59.6816
as of 14 Jul 2026
Expense Ratio
1.66%
AUM
₹3,016 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.75%
- 3Y
- +8.01%
- 5Y
- +8.09%
- Since Inception
- +8.22%
SIP returns (XIRR)
- 1Y
- +3.08%
- 3Y
- +5.39%
- 5Y
- +7.28%
- Since Inception
- +8.60%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,33,125 today — ₹6,00,000 invested, 8.7% XIRR.
₹6,00,000
Invested
₹9,33,125
Value today
8.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,30,349 today (8.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹13,70,365.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹2,00,164 today (2.00×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.57
Sharpe Ratio
—
Alpha
—
Beta
-0.54
Sortino
4.39%
Std Dev
-4.25%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 2065(^)6.48%
- 2Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**3.60%
- 3Union Bank Of India**3.43%
- 4Punjab National Bank3.27%
- 5Ptc Shivshakti Securitisation Trust 28/09/2029(Shivshakti Trust)**2.54%
- 6Ptc Siddhivinayak Securitisation Trust 28/09/2030(Siddhivinayak Trust)**2.54%
- 7Central Government - 20552.48%
- 8Karnataka State Govt - 2040 - Karnataka2.03%
- 9National Housing Bank**1.99%
- 10Karnataka State Govt - 2036 - Karnataka1.70%
Investment Objective
Kotak Debt Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
Kotak Debt Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,016 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 - Conservative Index. The current expense ratio is 1.66%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations