LIC MF Flexi Cap Fund · Regular · Growth
NAV
₹100.5239
as of 29 Sept 2026
Expense Ratio
2.94%
AUM
₹990 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.81%
- 3Y
- +9.03%
- 5Y
- +8.47%
- Since Inception
- +7.09%
SIP returns (XIRR)
- 1Y
- +1.57%
- 3Y
- +4.74%
- 5Y
- +8.74%
- Since Inception
- +9.98%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,19,873 today — ₹6,00,000 invested, 10.3% XIRR.
₹6,00,000
Invested
₹10,19,873
Value today
10.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,54,015 today (9.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹15,20,277.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,19,873 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹1,17,193.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,92,135 today (2.92×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.45
Sharpe Ratio
+0.09
Alpha
0.31
Beta
0.43
Sortino
15.04%
Std Dev
-16.99%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks12.18%
- Chemicals & Petrochemicals10.38%
- Pharmaceuticals & Biotechnology9.89%
- Auto Components8.27%
- Finance7.31%
- Electrical Equipment6.33%
- IT - Software4.88%
- Automobiles4.30%
- Capital Markets4.03%
- Retailing3.18%
- Transport Services3.03%
- Construction3.02%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with LIC MF Flexi Cap Fund-Direct Plan-IDCW
- 1Icici Bank Ltd.4.71%
- 2Solar Industries India Ltd.4.02%
- 3Samvardhana Motherson International Ltd.3.39%
- 4Navin Fluorine International Ltd.3.39%
- 5Eternal Ltd.3.18%
- 6Indusind Bank Ltd.3.10%
- 7Shriram Finance Ltd.3.09%
- 8Interglobe Aviation Ltd.3.03%
- 9Torrent Pharmaceuticals Ltd.3.03%
- 10Larsen & Toubro Ltd.3.02%
What this fund does
LIC MF Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
LIC MF Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹990 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.94%.