LIC MF Flexi Cap Fund · Regular · Growth
NAV
₹104.6522
as of 15 Jul 2026
Expense Ratio
2.32%
AUM
₹996 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.11%
- 3Y
- +12.15%
- 5Y
- +10.85%
- Since Inception
- +7.26%
SIP returns (XIRR)
- 1Y
- +12.70%
- 3Y
- +8.96%
- 5Y
- +11.20%
- Since Inception
- +10.25%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,78,314 today — ₹6,00,000 invested, 11.4% XIRR.
₹6,00,000
Invested
₹10,78,314
Value today
11.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,63,375 today (10.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹15,55,439.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,78,314 in this fund vs ₹12,23,561 in the benchmark — underperformance of ₹1,45,247.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,04,132 today (3.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.05
Sharpe Ratio
+0.02
Alpha
0.31
Beta
0.04
Sortino
16.60%
Std Dev
-16.99%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks18.00%
- Finance6.00%
- Pharmaceuticals & Biotechnology6.00%
- Electrical Equipment5.00%
- Auto Components4.00%
- Chemicals & Petrochemicals4.00%
- Telecom - Services4.00%
- Transport Services4.00%
- Capital Markets4.00%
- Cement & Cement Products3.00%
- Healthcare Services3.00%
- IT - Software3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.6.55%
- 2Axis Bank Ltd.4.07%
- 3Bharti Airtel Ltd.3.76%
- 4Navin Fluorine International Ltd.3.56%
- 5State Bank Of India3.52%
- 6Larsen & Toubro Ltd.3.46%
- 7Apollo Hospitals Enterprise Ltd.3.10%
- 8Maruti Suzuki India Ltd.3.00%
- 9Torrent Pharmaceuticals Ltd.2.89%
- 10Ujjivan Small Finance Bank Ltd.2.87%
Investment Objective
LIC MF Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
LIC MF Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹996 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.32%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations