LIC MF Gilt Fund · Regular · Growth
NAV
₹60.2028
as of 29 Sept 2026
Expense Ratio
1.10%
AUM
₹45 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.99%
- 3Y
- +4.78%
- 5Y
- +4.22%
- Since Inception
- +6.82%
SIP returns (XIRR)
- 1Y
- +3.44%
- 3Y
- +3.43%
- 5Y
- +4.27%
- Since Inception
- +6.12%
Returns calculated from 15 October 2001 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,77,935 today — ₹6,00,000 invested, 5.1% XIRR.
₹6,00,000
Invested
₹7,77,935
Value today
5.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,72,379 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,45,858.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,35,623 today (1.36×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.14
Sharpe Ratio
—
Alpha
—
Beta
-1.13
Sortino
4.43%
Std Dev
-6.16%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Days Tbill Red 17-09-202622.41%
- 27.3% Government Of India22.08%
- 37.71% Government Of India11.58%
- 4364 Days Tbill Red 03-09-202611.23%
- 57.34% Government Of India11.09%
- 66.9% Government Of India10.49%
What this fund does
LIC MF Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
LIC MF Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹44.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.10%.