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Gilt Fund📊 NIFTY All Duration G-Sec Index(SEBI default)

LIC MF Gilt Fund · Regular · Growth

LIC Mutual Fund

#27 of 29 (1Y)

NAV

₹59.3484

as of 16 Jun 2026

Expense Ratio

1.16%

AUM

₹45 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-0.32%
3Y
+4.54%
5Y
+4.09%
Since Inception
+6.84%

SIP returns (XIRR)

1Y
+1.32%
3Y
+3.39%
5Y
+4.18%
Since Inception
+6.14%

Returns calculated from 15 October 2001 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,57,500

Invested

₹3,78,409

Value today

6.1%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹5,647

Value today

6.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹15,75,000

Withdrawn

₹18,62,831

Corpus left

+₹24,37,831 net gain — withdrew ₹15,75,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,33,215

Value today

1.3×

Multiple

Staying invested through that crash turned ₹1L into ₹1,33,215 — a 1.3× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.96

Sharpe Ratio

—

Alpha

—

Beta

-0.94

Sortino

4.36%

Std Dev

-6.16%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseLIC Mutual Fund
CategoryGilt Fund
BenchmarkNIFTY All Duration G-Sec Index
Launch Date29 Mar 2000
AMFI Code100317
Transaction facts
Min. Lumpsum₹10,000
Min. SIP₹100
Exit LoadY

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV
  1. 17.3% Government Of India33.44%
  2. 26.68% Government Of India21.62%
  3. 37.34% Government Of India21.53%
  4. 47.24% Government Of India10.93%
  5. 56.9% Government Of India10.20%
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Investment Objective

LIC MF Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.

About This Fund

LIC MF Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹44.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.16%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations