LIC MF Large and Midcap Fund · Regular · Growth
NAV
₹37.3164
as of 28 Sept 2026
Expense Ratio
1.92%
AUM
₹2,977 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.29%
- 3Y
- +11.07%
- 5Y
- +9.12%
- Since Inception
- +12.02%
SIP returns (XIRR)
- 1Y
- -3.36%
- 3Y
- +3.20%
- 5Y
- +8.65%
- Since Inception
- +12.50%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,26,092 today — ₹6,00,000 invested, 12.2% XIRR.
₹6,00,000
Invested
₹11,26,092
Value today
12.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,20,312 today (12.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹20,77,032.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,26,092 in this fund vs ₹12,40,627 in the benchmark — underperformance of ₹1,30,185.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,32,668 today (3.33×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.15
Sharpe Ratio
+0.02
Alpha
0.44
Beta
0.16
Sortino
14.75%
Std Dev
-14.53%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Finance11.31%
- Banks9.09%
- Electrical Equipment8.65%
- Retailing8.59%
- Pharmaceuticals & Biotechnology6.50%
- Auto Components5.72%
- Transport Services5.56%
- Healthcare Services4.98%
- Capital Markets3.94%
- Automobiles3.93%
- Financial Technology (Fintech)3.90%
- IT - Software3.89%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Au Small Finance Bank Ltd.4.12%
- 2Eicher Motors Ltd.3.93%
- 3Persistent Systems Ltd.3.89%
- 4Cg Power And Industrial Solutions Ltd.3.59%
- 5Interglobe Aviation Ltd.3.31%
- 6Bajaj Finance Ltd.3.22%
- 7Fsn E-Commerce Ventures Ltd.3.18%
- 8Cartrade Tech Ltd.3.13%
- 9Aditya Birla Capital Ltd.3.02%
- 10Apollo Hospitals Enterprise Ltd.2.92%
What this fund does
LIC MF Large and Midcap Fund · Regular · Growth aims to achieve long-term capital appreciation by investing in both large-cap and mid-cap companies, with a minimum 35% allocation to each segment. This blend pairs the size of large-caps with the growth profile of mid-caps.
About This Fund
LIC MF Large and Midcap Fund · Regular · Growth is a Large & Mid Cap mutual fund offered by LIC Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹2,977 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Large Midcap 250 TRI. The current expense ratio is 1.92%.