Bank of India Large and Mid Cap Fund · Regular · Growth
NAV
₹92.8100
as of 31 Jul 2026
Expense Ratio
2.48%
AUM
₹470 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.69%
- 3Y
- +13.63%
- 5Y
- +12.08%
- Since Inception
- +13.35%
SIP returns (XIRR)
- 1Y
- +8.34%
- 3Y
- +8.71%
- 5Y
- +12.11%
- Since Inception
- +12.46%
Returns calculated from 21 October 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,97,534 today — ₹5,95,000 invested, 13.6% XIRR.
₹5,95,000
Invested
₹11,97,534
Value today
13.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,20,366 today (12.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹20,06,125.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,97,534 in this fund vs ₹13,49,755 in the benchmark — underperformance of ₹1,52,221.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,80,369 today (3.80×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.03
Alpha
0.39
Beta
0.18
Sortino
14.73%
Std Dev
-11.77%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks16.73%
- Pharmaceuticals & Biotechnology11.81%
- Retailing7.58%
- Consumer Durables6.84%
- Petroleum Products5.75%
- Finance4.14%
- Construction3.82%
- Auto Components3.16%
- Gas3.01%
- Financial Technology (Fintech)2.96%
- Telecom - Services2.64%
- Minerals & Mining2.20%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited5.75%
- 2Reliance Industries Limited5.75%
- 3Fsn E-Commerce Ventures Limited4.08%
- 4Larsen & Toubro Limited3.82%
- 5Kotak Mahindra Bank Limited3.72%
- 6Aurobindo Pharma Limited3.63%
- 7State Bank Of India3.49%
- 8Dixon Technologies (India) Limited3.47%
- 9Petronet Lng Limited3.01%
- 10Pb Fintech Limited2.96%
Investment Objective
Bank of India Large and Mid Cap Fund · Regular · Growth seeks to generate long-term capital appreciation by investing in mid-cap companies — ranked 101st to 250th by market capitalisation. These companies offer a balance of growth potential and relative stability, making them suitable for investors with moderate to high risk appetite.
About This Fund
Bank of India Large and Mid Cap Fund · Regular · Growth is a Large & Mid Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹470 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Large Midcap 250 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations