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Low Duration📊 NIFTY Low Duration Debt Index(SEBI default)

LIC MF Low Duration Fund · Regular · Growth

LIC Mutual Fund

#18 of 29 (1Y)

NAV

₹41.7429

as of 17 Jun 2026

Expense Ratio

1.23%

AUM

₹1,887 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+5.60%
3Y
+6.62%
5Y
+5.73%
Since Inception
+6.39%

SIP returns (XIRR)

1Y
+5.75%
3Y
+6.49%
5Y
+6.31%
Since Inception
+6.48%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,38,500

Invested

₹3,11,162

Value today

6.5%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹4,167

Value today

6.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,85,000

Withdrawn

₹10,55,158

Corpus left

+₹14,40,158 net gain — withdrew ₹13,85,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,44,068

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,44,068 — a 1.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.51

Sharpe Ratio

Alpha

Beta

0.61

Sortino

0.50%

Std Dev

-0.18%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseLIC Mutual Fund
CategoryLow Duration
BenchmarkNIFTY Low Duration Debt Index
Launch Date26 May 2003
AMFI Code101830
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadN

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

LIC MF Low Duration Fund · Regular · Growth by LIC Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.

About This Fund

LIC MF Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by LIC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹1,887 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 1.23%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations