LIC MF Low Duration Fund · Regular · Growth
NAV
₹42.1141
as of 31 Jul 2026
Expense Ratio
1.23%
AUM
₹1,651 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.75%
- 3Y
- +6.66%
- 5Y
- +5.81%
- Since Inception
- +6.40%
SIP returns (XIRR)
- 1Y
- +6.12%
- 3Y
- +6.57%
- 5Y
- +6.39%
- Since Inception
- +6.49%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,01,168 today — ₹5,95,000 invested, 5.9% XIRR.
₹5,95,000
Invested
₹8,01,168
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,77,453 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,73,365.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,45,611 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.59
Sharpe Ratio
—
Alpha
—
Beta
0.67
Sortino
0.54%
Std Dev
-0.18%
Max Drawdown
Performance Comparison
Thinking about LIC MF Low Duration Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 191 Days Tbill Red 23-07-20265.84%
- 2Punjab National Bank ** #5.60%
- 37.64% Rec Ltd. **4.47%
- 4Icici Bank Ltd. #3.39%
- 58.75% 360 One Prime Ltd. **3.14%
- 67.35% Bharti Telecom Ltd.3.06%
- 79.33% 360 One Prime Ltd. **2.96%
- 86.6% Rec Ltd. **2.92%
- 9364 Days Tbill Red 23-07-20262.92%
- 106.9601% Mindspace Business Parks Reit **2.91%
Investment Objective
LIC MF Low Duration Fund · Regular · Growth by LIC Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
LIC MF Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by LIC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹1,651 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 1.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations