LIC MF Overnight Fund-Regular Plan-Growth
₹1396.4178
₹0.40 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹1396.4178
₹0.40 (+0.03%)
31 May 2026
AMFI: 147519
Direct · Growth
₹₹1408.1269
₹0.41 (+0.03%)
31 May 2026
AMFI: 147515
Regular · IDCW
₹₹1235.1573
₹0.36 (+0.03%)
31 May 2026
AMFI: 147512
Direct · IDCW
₹₹1408.2951
₹0.41 (+0.03%)
31 May 2026
AMFI: 147513
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹41,000
Invested
₹49,580
Value today
5.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,396
Value today
5.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,10,000
Withdrawn
₹8,99,854
Corpus left
+₹3,09,854 net gain — withdrew ₹4,10,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,35,054
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,35,054 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 6 years
Expense ratio drag on your actual returns
Direct plan
₹43,572
Regular plan
₹43,413
Direct earns ₹159 more on a ₹36K investment — 0.07% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-208.67
Sharpe Ratio
—
Alpha
—
Beta
-15.83
Sortino
0.01%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Top 3 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
91 DAYS TBILL RED 07-05-2026 IN002025X448 | 3.77% |
182 DAYS TBILL RED 14-05-2026 IN002025Y339 | 0.94% |
91 DAYS TBILL RED 22-05-2026 IN002025X463 | 0.94% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
LIC MF Overnight Fund-Regular Plan-Growth invests in overnight securities with a maturity of 1 business day. These funds carry virtually zero credit and interest rate risk, offering the highest safety among mutual funds with returns slightly above savings accounts.
About This Fund
LIC MF Overnight Fund-Regular Plan-Growth is a Overnight mutual fund offered by LIC Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹873 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 1D Rate Index. The current expense ratio is 0.15%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations