LIC MF Value Fund · Regular · Growth
NAV
₹28.9870
as of 13 Nov 2026
Expense Ratio
3.33%
AUM
₹283 Cr
Lumpsum returns (CAGR)
- 1Y
- +18.31%
- 3Y
- +16.51%
- 5Y
- +11.85%
- Since Inception
- +13.81%
SIP returns (XIRR)
- 1Y
- +22.99%
- 3Y
- +13.23%
- 5Y
- +14.73%
- Since Inception
- +15.66%
Returns calculated from 20 August 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,30,078 today — ₹3,00,000 invested, 14.8% XIRR.
₹3,00,000
Invested
₹4,30,078
Value today
14.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,75,042 today (11.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹13,20,345.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,30,078 in this fund vs ₹3,53,224 in the benchmark — outperformance of ₹76,854.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,35,138 today (1.35×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.63
Sharpe Ratio
—
Alpha
—
Beta
0.63
Sortino
14.88%
Std Dev
-10.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Auto Components13.38%
- Banks10.29%
- Industrial Products9.08%
- Automobiles8.15%
- Industrial Manufacturing8.11%
- Agricultural, Commercial & Construction Vehicles5.25%
- Pharmaceuticals & Biotechnology5.15%
- Textiles & Apparels3.87%
- Electrical Equipment3.67%
- Power3.45%
- Capital Markets3.36%
- IT - Software3.28%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Indo-Mim Ltd.7.68%
- 2Tata Motors Passenger Vehicles Ltd.5.03%
- 3Kirloskar Brothers Ltd.3.60%
- 4Hdfc Bank Ltd.3.51%
- 5Nse India Ltd.3.36%
- 6Schaeffler India Ltd.3.32%
- 7Nephrocare Health Services Ltd.3.14%
- 8Hyundai Motor India Ltd.3.12%
- 9Sml Mahindra Ltd.3.06%
- 10Saregama India Ltd.2.96%
What this fund does
LIC MF Value Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
LIC MF Value Fund · Regular · Growth is a Value Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹283 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Value 50 TRI. The current expense ratio is 3.33%.