LIC MF Value Fund · Regular · Growth
NAV
₹27.5769
as of 14 Jul 2026
Expense Ratio
2.48%
AUM
₹194 Cr
Lumpsum returns (CAGR)
- 1Y
- +13.02%
- 3Y
- +16.24%
- 5Y
- +13.50%
- Since Inception
- +13.70%
SIP returns (XIRR)
- 1Y
- +23.36%
- 3Y
- +13.34%
- 5Y
- +14.32%
- Since Inception
- +15.62%
Returns calculated from 20 August 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Jul 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,24,677 today — ₹3,00,000 invested, 14.3% XIRR.
₹3,00,000
Invested
₹4,24,677
Value today
14.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,88,367 today (13.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2021 would still hold ₹14,58,991.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,24,677 in this fund vs ₹3,50,572 in the benchmark — outperformance of ₹74,105.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Jul 2021 – Jul 2026) (3 Jun 2024) would be ₹1,20,266 today (1.20×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.09
Sharpe Ratio
+0.10
Alpha
0.54
Beta
0.09
Sortino
18.34%
Std Dev
-19.38%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Automobiles13.00%
- Auto Components12.00%
- Industrial Products11.00%
- IT - Software10.00%
- Banks9.00%
- Pharmaceuticals & Biotechnology8.00%
- Electrical Equipment6.00%
- Agricultural, Commercial & Construction Vehicles5.00%
- Finance4.00%
- Construction4.00%
- Aerospace & Defense3.00%
- Ferrous Metals2.00%
Each sector links to the mutual funds most exposed to it.
Thinking about LIC MF Value Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd.5.34%
- 2Tata Motors Ltd.4.94%
- 3Maruti Suzuki India Ltd.4.40%
- 4Tata Motors Passenger Vehicles Ltd.3.92%
- 5Carraro India Ltd.3.78%
- 6Garware Hi-Tech Films Ltd.3.59%
- 7Ksh International Ltd.3.56%
- 8Larsen & Toubro Ltd.3.55%
- 9Schaeffler India Ltd.3.39%
- 10Shriram Finance Ltd.2.94%
Investment Objective
LIC MF Value Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
LIC MF Value Fund · Regular · Growth is a Value Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹194 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Value 50 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations