LIC MF Value Fund · Regular · Growth
NAV
₹28.5306
as of 29 Sept 2026
Expense Ratio
3.30%
AUM
₹213 Cr
Lumpsum returns (CAGR)
- 1Y
- +21.05%
- 3Y
- +15.85%
- 5Y
- +12.56%
- Since Inception
- +13.81%
SIP returns (XIRR)
- 1Y
- +22.98%
- 3Y
- +13.42%
- 5Y
- +14.59%
- Since Inception
- +15.70%
Returns calculated from 20 August 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,21,843 today — ₹2,95,000 invested, 14.7% XIRR.
₹2,95,000
Invested
₹4,21,843
Value today
14.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,81,147 today (12.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹13,89,624.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,21,843 in this fund vs ₹3,16,371 in the benchmark — outperformance of ₹1,05,472.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,24,425 today (1.24×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.00
Sharpe Ratio
+0.27
Alpha
0.48
Beta
1.04
Sortino
15.45%
Std Dev
-10.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Auto Components14.61%
- Banks9.62%
- Industrial Products9.24%
- Automobiles9.02%
- Pharmaceuticals & Biotechnology6.90%
- Industrial Manufacturing5.63%
- Agricultural, Commercial & Construction Vehicles5.62%
- Electrical Equipment4.77%
- IT - Software4.32%
- Power3.98%
- Transport Services3.77%
- Textiles & Apparels3.32%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Tata Motors Passenger Vehicles Ltd.6.10%
- 2Indo-Mim Ltd.5.15%
- 3Tenneco Clean Air India Ltd.3.31%
- 4Gabriel India Ltd.3.31%
- 5Schaeffler India Ltd.3.00%
- 6Foseco India Ltd.3.00%
- 7Garware Hi-Tech Films Ltd.2.97%
- 8Saregama India Ltd.2.94%
- 9Sansera Engineering Ltd.2.93%
- 10Hyundai Motor India Ltd.2.92%
What this fund does
LIC MF Value Fund · Regular · Growth follows a value/contrarian investment strategy, seeking to identify undervalued stocks trading below their intrinsic worth. The fund aims to generate long-term capital appreciation by investing in companies that the market has overlooked or underpriced.
About This Fund
LIC MF Value Fund · Regular · Growth is a Value Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹213 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 Value 50 TRI. The current expense ratio is 3.30%.