Mirae Asset Banking and PSU Fund · Regular · Growth
NAV
₹13.6477
as of 30 Sept 2026
Expense Ratio
0.81%
AUM
₹42 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.06%
- 3Y
- +6.34%
- 5Y
- +5.44%
- Since Inception
- +5.16%
SIP returns (XIRR)
- 1Y
- +4.02%
- 3Y
- +5.61%
- 5Y
- +5.86%
- Since Inception
- +5.66%
What history actually did — last 6 years (Sept 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,27,318 today — ₹3,60,000 invested, 5.7% XIRR.
₹3,60,000
Invested
₹4,27,318
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,36,556 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2020 would still hold ₹9,38,240.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Sept 2020 – Sept 2026) (3 Jun 2024) would be ₹1,14,648 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.94
Sharpe Ratio
—
Alpha
—
Beta
-0.98
Sortino
1.35%
Std Dev
-0.74%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Mahindra Bank Ltd. (Md 12/02/2027)**#7.33%
- 27.57% Indian Railway Finance Corporation Ltd. (Md 18/04/2029)**5.04%
- 36.94% Government Of India (Md 11/05/2036)5.03%
- 47.23% Export-Import Bank Of India (Md 18/03/2031)**4.98%
- 56.44% Hdfc Bank Ltd. (Md 27/09/2028)**4.91%
- 6Punjab National Bank (Md 05/02/2027)#4.89%
- 77.80% Hdfc Bank Ltd. (Md 03/05/2033)**4.25%
- 87.62% National Bank For Agriculture And Rural Development (Md 10/05/2029)**3.76%
- 97.47% Small Industries Development Bank Of India (Md 05/09/2029)**3.75%
- 106.52% Rec Ltd. (Md 31/01/2028)3.72%
What this fund does
Mirae Asset Banking and PSU Fund · Regular · Growth by Mirae Asset Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Mirae Asset Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Mirae Asset Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹41.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.81%.