Motilal Oswal Liquid fund · Regular · Growth
NAV
₹14.8080
as of 30 Sept 2026
Expense Ratio
0.41%
AUM
₹945 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.89%
- 3Y
- +6.37%
- 5Y
- +5.82%
- Since Inception
- +5.17%
SIP returns (XIRR)
- 1Y
- +5.95%
- 3Y
- +6.14%
- 5Y
- +6.17%
- Since Inception
- +5.60%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,07,211 today — ₹4,15,000 invested, 5.8% XIRR.
₹4,15,000
Invested
₹5,07,211
Value today
5.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,41,721 today (5.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,09,999.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,38,711 today (1.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-9.84
Sharpe Ratio
—
Alpha
—
Beta
-8.78
Sortino
0.16%
Std Dev
0.00%
Max Drawdown
Performance Comparison
Related reading
Thinking about Motilal Oswal Liquid fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1182 Days Tbill (Md 10/09/2026)9.84%
- 291 Days Tbill (Md 08/10/2026)9.80%
- 3Punjab National Bank 2026 ** #4.93%
- 4Small Industries Dev Bank Of India 2026 **4.92%
- 5Bajaj Finance Limited 2026 **4.88%
- 6364 Days Tbill (Md 06/11/2026)4.88%
- 7Poonawalla Fincorp Limited 2026 **4.88%
- 8Bank Of Baroda 2026 ** #4.87%
- 9National Bank For Agriculture And Rural Development 2026 ** #4.87%
- 10Hdfc Bank Limited 2026 ** #4.87%
What this fund does
Motilal Oswal Liquid fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Motilal Oswal Liquid fund · Regular · Growth is a Liquid mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹945 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LIQUID FUND AI INDEX. The current expense ratio is 0.41%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods