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Ultra Short Durationregulargrowth📊 CRISIL ULTRA SHORT DURATION DEBT A-I INDEX

Motilal Oswal Ultra Short Term Fund (MOFUSTF)-Regular Plan- Growth

Motilal Oswal Mutual Fund

#26 of 27 (1Y)

Today's NAV — all variants

Regular · Growth

₹₹17.2147

0.01 (+0.05%)

29 May 2026

AMFI: 124233

Direct · Growth

₹₹18.3641

0.01 (+0.06%)

29 May 2026

AMFI: 124234

Regular · IDCW

₹₹11.4495

0.00 (+0.00%)

29 May 2026

AMFI: 124303

Direct · IDCW

₹₹12.0807

0.01 (+0.06%)

29 May 2026

AMFI: 124312

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.00%
1 Month+0.16%
3 Months+1.22%
6 Months+2.34%
1 Year+4.91%
3 Years (CAGR)+5.62%
5 Years (CAGR)+4.83%
10 Years (CAGR)+3.60%
Since Inception (Sept 2013)+4.35%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+4.81%
3 Year SIP+5.40%
5 Year SIP+5.31%
Since Inception (Sept 2013)+4.10%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹76,000

Invested

₹99,219

Value today

4.1%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,720

Value today

4.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,60,000

Withdrawn

₹7,27,734

Corpus left

+₹4,87,734 net gain — withdrew ₹7,60,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,31,819

Value today

1.3×

Multiple

Staying invested through that crash turned ₹1L into ₹1,31,819 — a 1.3× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹77,261

Regular plan

₹74,976

Direct earns ₹2,285 more on a ₹60K investment0.38% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseMotilal Oswal Mutual Fund
CategoryUltra Short Duration
Plan Typeregular
Optiongrowth
AUM₹468 Cr
Expense Ratio1.00%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL ULTRA SHORT DURATION DEBT A-I INDEX
Launch Date10 Sept 2013
AMFI Code124233

Risk Metrics

Trailing 1 year, annualised

-3.53

Sharpe Ratio

Alpha

Beta

-3.89

Sortino

0.27%

Std Dev

-0.04%

Max Drawdown

Portfolio Holdings

Top 29 holdings · as of Apr 2026

Debt16 holdings · 1553.5%
Security% NAV

Triparty Repo

1421.00%

Corporate Debt Market Development Fund Class A2

INF0RQ622028

37.00%

364 Days Tbill (MD 30/07/2026)

IN002025Z187

17.93%

182 Days Tbill (MD 14/05/2026)

IN002025Y339

6.04%

Small Industries Dev Bank of India 2026

INE556F16BH3

6.04%

Tata Capital Limited 2026

INE976I14PZ4

6.01%

Bank of Baroda 2026

INE028A16JR6

6.01%

The Federal Bank Limited 2026

INE171A16MY4

6.01%

Export Import Bank of India 2026

INE514E16CM3

6.00%

Indian Bank 2026

INE562A16PB5

5.99%

Union Bank of India 2026

INE692A16JQ1

5.98%

364 Days Tbill (MD 10/09/2026)

IN002025Z245

5.94%

Sundaram Finance Limited 2026

INE660A14YR0

5.93%

Axis Bank Limited 2026

INE238AD6BD9

5.92%

HDFC Bank Limited 2026

INE040A16HN4

5.89%

Bajaj Finance Limited 2026

INE296A14D21

5.82%
Other13 holdings · 8571.0%
Security% NAV

364 Days Tbill (MD 30/07/2026)

IN002025Z187

1731.00%

Tata Capital Limited 2026 **

INE976I14PZ4

582.00%

Export Import Bank of India 2026 #

INE514E16CM3

580.00%

Indian Bank 2026 ** #

INE562A16PB5

580.00%

Union Bank of India 2026 ** #

INE692A16JQ1

579.00%

Sundaram Finance Limited 2026 **

INE660A14YR0

574.00%

Axis Bank Limited 2026 ** #

INE238AD6BD9

574.00%

364 Days Tbill (MD 10/09/2026)

IN002025Z245

573.00%

HDFC Bank Limited 2026 ** #

INE040A16HN4

570.00%

Bajaj Finance Limited 2026 **

INE296A14D21

563.00%

364 Days Tbill (MD 11/02/2027)

IN002025Z450

560.00%

Bank of Baroda 2027 ** #

INE028A16KZ7

556.00%

National Bank For Agriculture and Rural Development 2027 ** #

INE261F16AQ3

549.00%

Performance Comparison

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Investment Objective

Motilal Oswal Ultra Short Term Fund (MOFUSTF)-Regular Plan- Growth by Motilal Oswal Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.

About This Fund

Motilal Oswal Ultra Short Term Fund (MOFUSTF)-Regular Plan- Growth is a Ultra Short Duration mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹468 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL ULTRA SHORT DURATION DEBT A-I INDEX. The current expense ratio is 1.00%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations