Navi Flexi Cap Fund · Regular · Growth
NAV
₹24.8180
as of 31 Jul 2026
Expense Ratio
2.23%
AUM
₹262 Cr
Lumpsum returns (CAGR)
- 1Y
- +10.66%
- 3Y
- +10.20%
- 5Y
- +11.27%
- Since Inception
- +11.94%
SIP returns (XIRR)
- 1Y
- +13.83%
- 3Y
- +9.17%
- 5Y
- +10.90%
- Since Inception
- +12.93%
What history actually did — last 8 years (Aug 2018 – Jul 2026)
A ₹5,000 monthly SIP for the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,99,793 today — ₹4,75,000 invested, 12.9% XIRR.
₹4,75,000
Invested
₹7,99,793
Value today
12.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,41,528 today (11.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2018 would still hold ₹16,15,490.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,99,793 in this fund vs ₹8,49,456 in the benchmark — underperformance of ₹49,663.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Aug 2018 – Jul 2026) (22 Mar 2020) would be ₹3,47,489 today (3.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.29
Sharpe Ratio
+0.07
Alpha
0.28
Beta
0.29
Sortino
15.10%
Std Dev
-13.07%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Navi Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
Navi Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by Navi Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹262 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations