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Conservative Hybridregulargrowth📊 CRISIL HYBRID 85+15 - CONSERVATIVE INDEX

Nippon India Conservative Hybrid Fund-Growth Plan

Nippon India Mutual Fund

#1 of 20 (1Y)

₹60.5835

₹0.07 (-0.11%)

NAV as of 29 May 2026

Option:Growth₹₹60.5835IDCW₹₹11.6684IDCW₹₹12.9571Growth₹₹67.3269IDCW₹₹11.2403IDCW₹₹12.2974
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Today's NAV — all variants

Regular · Growth

₹₹60.5835

₹0.07 (-0.11%)

29 May 2026

AMFI: 102172

Direct · Growth

₹₹67.3269

₹0.07 (-0.11%)

29 May 2026

AMFI: 118726

Regular · IDCW

₹₹12.2974

₹0.01 (-0.11%)

29 May 2026

AMFI: 102174

Direct · IDCW

₹₹11.6684

₹0.01 (-0.11%)

29 May 2026

AMFI: 118727

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.04%
1 Month-0.45%
3 Months-0.29%
6 Months+1.16%
1 Year+5.81%
3 Years (CAGR)+7.84%
5 Years (CAGR)+7.74%
10 Years (CAGR)+5.70%
Since Inception (Dec 2003)+8.37%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+4.47%
3 Year SIP+7.12%
5 Year SIP+7.60%
Since Inception (Dec 2003)+7.57%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,34,500

Invested

₹3,40,818

Value today

7.8%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹6,065

Value today

8.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,45,000

Withdrawn

₹26,57,027

Corpus left

+₹30,02,027 net gain — withdrew ₹13,45,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹35,89,155

Value today

-1.4%

vs lumpsum

Direct lumpsum would have beaten STP by 1.4% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,51,322

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,51,322 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹86,013

Regular plan

₹83,059

Direct earns ₹2,954 more on a ₹60K investment — 0.49% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseNippon India Mutual Fund
CategoryConservative Hybrid
Plan Typeregular
Optiongrowth
AUM₹939 Cr
Expense Ratio1.86%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL HYBRID 85+15 - CONSERVATIVE INDEX
Launch Date29 Dec 2003
AMFI Code102172

Risk Metrics

Trailing 1 year, annualised

0.48

Sharpe Ratio

—

Alpha

—

Beta

0.48

Sortino

2.09%

Std Dev

-1.85%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity3 holdings · 4.9%
Security% NAV

Brookfield India Real Estate Trust

INE0FDU25010

1.78%

Brookfield India Real Estate Trust

INE0FDU25010

1.75%

Mindspace Business Parks REIT

INE0CCU25019

1.39%
Debt45 holdings · 127.2%
Security% NAV

7.03% State Government Securities

IN3120210361

5.34%

7.03% State Government Securities

IN3120210361

5.22%

9.75% Delhi International Airport Limited**

INE657H08035

3.81%

8.55% Aditya Birla Real Estate Limited**

INE055A08060

3.74%

8.55% Aditya Birla Real Estate Limited**

INE055A08060

3.65%

5% GMR Airports Limited**

INE776C08083

3.55%

5% GMR Airports Limited**

INE776C08083

3.50%

10.96% Gaursons India Private Limited**

INE1BEC08019

3.50%

10.96% Gaursons India Private Limited**

INE1BEC07011

3.44%

7.1% Government of India

IN0020220011

3.27%

7.1% Government of India

IN0020220011

3.21%

10.2% Navi Finserv Limited

INE342T07627

3.20%

10.2% Navi Finserv Limited**

INE342T07627

3.14%

10.4% Muthoot Fincorp Ltd**

INE549K08590

3.13%

10.4% Muthoot Fincorp Ltd**

INE549K08590

3.12%

8.28% Suryapet Khammam Road Pvt Ltd**

INE08BR07011

2.95%

8.28% Suryapet Khammam Road Pvt Ltd**

INE08BR07011

2.91%

9.75% Delhi International Airport Limited**

INE657H08035

2.84%

9.25% Truhome Finance Limited**

INE432R07414

2.71%

9.5% Vedanta Limited**

INE205A08020

2.70%

JSW Kalinga Steel Limited**

INE2QI808033

2.69%

8.45% Adani Airport Holdings Limited

INE0GCN07054

2.67%

9.95% Hiranandani Financial Services Private Limited**

INE07UF07026

2.66%

9.25% Truhome Finance Limited**

INE432R07414

2.66%

9.5% Vedanta Limited**

INE205A08020

2.65%

8.45% Adani Airport Holdings Limited

INE0GCN07054

2.64%

9.95% Hiranandani Financial Services Private Limited**

INE07UF07026

2.63%

JSW Kalinga Steel Limited**

INE2QI808033

2.61%

8% Adani Power Limited**

INE814H07190

2.61%

6.57% State Government Securities

IN3120200347

2.60%

7.17% Mindspace Business Parks REIT

INE0CCU07199

2.59%

6.57% State Government Securities

IN3120200347

2.55%

8.28% Mancherial Repallewada Road Private Limited**

INE08BT07017

2.54%

8.28% Mancherial Repallewada Road Private Limited**

INE08BT07017

2.52%

8.44% Renew Solar Energy (Jharkhand Five) Private Ltd**

INE154Z07011

2.47%

8.44% Renew Solar Energy (Jharkhand Five) Private Ltd**

INE154Z07011

2.42%

8.75% Ashoka Buildcon Limited**

INE442H08040

2.36%

JTPM Metal Traders Limited**

INE02PE08036

2.23%

JTPM Metal Traders Limited**

INE02PE08036

2.20%

10.81% Bamboo Hotel And Global Centre (Delhi) Private limited**

INE755L07015

1.83%

10.81% Bamboo Hotel And Global Centre (Delhi) Private limited**

INE755L07015

1.80%

7.7% Adani Transmission Step-Two Limited**

INE0YRB07050

1.60%

Trust Investment Advisors Private Limited**

INE723X14MH4

1.57%

7.7% Adani Transmission Step-Two Limited**

INE0YRB07050

1.57%

Trust Investment Advisors Private Limited**

INE723X14MH4

1.55%
Other2 holdings · 6.3%
Security% NAV

Auxilo Finserve Private Limited**

INE605Y07239

3.21%

Auxilo Finserve Private Limited**

INE605Y07239

3.14%

Performance Comparison

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Investment Objective

Nippon India Conservative Hybrid Fund-Growth Plan invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.

About This Fund

Nippon India Conservative Hybrid Fund-Growth Plan is a Conservative Hybrid mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹939 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 85+15 - CONSERVATIVE INDEX. The current expense ratio is 1.86%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations