Nippon India Credit Risk Fund - Growth Plan
₹37.1385
₹0.04 (+0.11%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹39.0568
₹0.04 (+0.11%)
29 May 2026
AMFI: 112939
Direct · Growth
₹₹41.1534
₹0.05 (+0.11%)
29 May 2026
AMFI: 118780
Regular · IDCW
₹₹20.3716
₹0.02 (+0.11%)
29 May 2026
AMFI: 132871
Direct · IDCW
₹₹13.7263
₹0.02 (+0.11%)
29 May 2026
AMFI: 118781
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,25,500
Invested
₹2,60,706
Value today
6.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,714
Value today
6.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,55,000
Withdrawn
₹11,06,791
Corpus left
+₹13,61,791 net gain — withdrew ₹12,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,65,892
Value today
1.7×
Multiple
Staying invested through that crash turned ₹1L into ₹1,65,892 — a 1.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,669
Regular plan
₹83,950
Direct earns ₹1,719 more on a ₹60K investment — 0.29% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised1.67
Sharpe Ratio
—
Alpha
—
Beta
1.97
Sortino
0.92%
Std Dev
-0.40%
Max Drawdown
Portfolio Holdings
Top 47 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.02% Government of India IN0020240076 | 7.13% |
Bank of Baroda INE028A16KR4 | 4.67% |
8.44% Renew Solar Energy (Jharkhand Five) Private Ltd** INE154Z07011 | 4.35% |
10.4% Muthoot Fincorp Ltd** INE549K08590 | 4.13% |
9.25% Truhome Finance Limited** INE432R07414 | 3.83% |
10.2% Navi Finserv Limited INE342T07627 | 3.76% |
10.96% Gaursons India Private Limited** INE1BEC08019 | 3.74% |
9.75% Delhi International Airport Limited** INE657H08035 | 3.37% |
9.5% Vedanta Limited** INE205A08020 | 3.33% |
9.95% Hiranandani Financial Services Private Limited** INE07UF07026 | 3.29% |
8.28% Mancherial Repallewada Road Private Limited** INE08BT07017 | 2.97% |
8.55% Aditya Birla Real Estate Limited** INE055A08060 | 2.83% |
6.84% State Government Securities IN2920190443 | 2.80% |
8.8% REC Limited** INE020B08BS3 | 2.44% |
7.96% Mindspace Business Parks REIT** INE0CCU07116 | 2.38% |
7.79% Small Industries Dev Bank of India** INE556F08KK5 | 2.37% |
JSW Kalinga Steel Limited** INE2QI808033 | 2.37% |
8.45% Adani Airport Holdings Limited INE0GCN07054 | 2.36% |
8.75% Ashoka Buildcon Limited** INE442H08057 | 2.36% |
6.57% State Government Securities IN3120200347 | 2.29% |
5% GMR Airports Limited** INE776C08083 | 2.25% |
10.81% Bamboo Hotel And Global Centre (Delhi) Private limited** INE755L07015 | 2.18% |
10.15% Nuvoco Vistas Corporation Limited** INE118D08045 | 2.10% |
7.32% Government of India IN0020230135 | 1.92% |
5% GMR Airports Limited** INE776C08075 | 1.48% |
9.7% Muthoot Microfin Ltd** INE046W07362 | 1.39% |
Jubilant Beverages Limited** INE1D4O08012 | 1.28% |
10% Kosamattam Finance Limited** INE403Q07GF7 | 1.11% |
8.75% Ashoka Buildcon Limited** INE442H08032 | 1.04% |
8.22% State Government Securities IN1920180156 | 0.98% |
JTPM Metal Traders Limited** INE02PE08036 | 0.98% |
7.1% Government of India IN0020220011 | 0.96% |
9.15% Andhra Pradesh State Beverages Corporation Limited** INE0M2307354 | 0.96% |
7.6% Power Finance Corporation Limited** INE134E08IT9 | 0.95% |
7.7% Adani Transmission Step-Two Limited** INE0YRB07050 | 0.94% |
Trust Investment Advisors Private Limited** INE723X14MH4 | 0.92% |
9.4% Indostar Home Finance Private Limited** INE01AI07025 | 0.76% |
9.4% Indostar Home Finance Private Limited** INE01AI07033 | 0.66% |
8.08% Suryapet Khammam Road Pvt Ltd** INE08BR07029 | 0.66% |
7.17% Government of India IN0020230036 | 0.48% |
9.45% Vedanta Limited** INE205A08053 | 0.48% |
9.15% Andhra Pradesh State Beverages Corporation Limited** INE0M2307321 | 0.47% |
9.25% Muthoot Mcred Limited** INE101Q07BV5 | 0.46% |
9.35% Telangana State Industrial Infrastructure Corporation Limited** INE1C3207057 | 0.42% |
Jubilant Bevco Limited** INE1D4P08019 | 0.26% |
| Security | % NAV |
|---|---|
Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.28% |
| Security | % NAV |
|---|---|
Auxilo Finserve Private Limited** INE605Y07239 | 3.02% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Nippon India Credit Risk Fund - Growth Plan by Nippon India Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Nippon India Credit Risk Fund - Growth Plan is a Credit Risk mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹1,043 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL CREDIT RISK DEBT B-II INDEX. The current expense ratio is 1.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations