Nippon India Dynamic Term Fund · Regular · Growth
NAV
₹39.1945
as of 29 Sept 2026
Expense Ratio
0.74%
AUM
₹3,937 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.31%
- 3Y
- +6.75%
- 5Y
- +5.72%
- Since Inception
- +6.44%
SIP returns (XIRR)
- 1Y
- +3.73%
- 3Y
- +5.81%
- 5Y
- +6.24%
- Since Inception
- +6.70%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,21,305 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,21,305
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,730 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,75,997.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,48,965 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.55
Sharpe Ratio
—
Alpha
—
Beta
-0.55
Sortino
2.15%
Std Dev
-1.55%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with NIPPON INDIA DYNAMIC TERM FUND - IDCW Option
- 17.83% State Government Securities7.76%
- 27.78% State Government Securities6.36%
- 37.04% State Government Securities5.94%
- 47.72% State Government Securities3.73%
- 57.86% State Government Securities2.91%
- 66.65% State Government Securities2.85%
- 77.09% State Government Securities2.66%
- 87.49% State Government Securities2.62%
- 96.7% State Government Securities2.45%
- 107.6% State Government Securities2.36%
What this fund does
Nippon India Dynamic Term Fund · Regular · Growth by Nippon India Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
Nippon India Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹3,937 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY COMPOSITE DEBT INDEX A-III. The current expense ratio is 0.74%.