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Floater Fundregulargrowth📊 NIFTY SHORT DURATION DEBT INDEX A-II

Nippon India Floater Fund - Growth Plan-Growth Option

Nippon India Mutual Fund

#11 of 13 (1Y)

Today's NAV — all variants

Regular · Growth

₹₹47.1742

0.05 (+0.10%)

29 May 2026

AMFI: 102673

Direct · Growth

₹₹49.7691

0.05 (+0.11%)

29 May 2026

AMFI: 118656

Regular · IDCW

₹₹11.0032

0.01 (+0.10%)

29 May 2026

AMFI: 112942

Direct · IDCW

₹₹22.2047

0.02 (+0.11%)

29 May 2026

AMFI: 124590

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.26%
1 Month-0.37%
3 Months+0.21%
6 Months+1.20%
1 Year+4.09%
3 Years (CAGR)+6.97%
5 Years (CAGR)+6.05%
10 Years (CAGR)
Since Inception (Aug 2004)+7.38%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+3.49%
3 Year SIP+6.45%
5 Year SIP+6.52%
Since Inception (Aug 2004)+7.24%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,30,500

Invested

₹3,07,935

Value today

7.4%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹4,717

Value today

7.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,05,000

Withdrawn

₹16,38,068

Corpus left

+₹19,43,068 net gain — withdrew ₹13,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,52,305

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,52,305 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹87,381

Regular plan

₹85,363

Direct earns ₹2,018 more on a ₹60K investment0.34% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseNippon India Mutual Fund
CategoryFloater Fund
Plan Typeregular
Optiongrowth
AUM₹8,229 Cr
Expense Ratio0.64%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY SHORT DURATION DEBT INDEX A-II
Launch Date27 Aug 2004
AMFI Code102673

Risk Metrics

Trailing 1 year, annualised

0.08

Sharpe Ratio

Alpha

Beta

0.09

Sortino

0.99%

Std Dev

-0.54%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Debt44 holdings · 62.4%
Security% NAV

7.57% Indian Railway Finance Corporation Limited**

INE053F08353

3.32%

6.54% Government of India

IN0020210137

2.86%

8.75% LIC Housing Finance Limited**

INE115A07NP6

2.85%

8.19% Summit Digitel Infrastructure Limited**

INE507T07112

2.66%

Sundaram Home Finance Limited**

INE667F07IG4

2.60%

7.64% National Bank For Agriculture and Rural Development

INE261F08EJ7

2.59%

8.37% State Government Securities

IN2120180095

2.41%

8.54% REC Limited**

INE020B08BE3

2.19%

7.45% Bharti Telecom Limited

INE403D08280

1.96%

7.79% Small Industries Dev Bank of India**

INE556F08KM1

1.66%

7.45% Power Finance Corporation Limited

INE134E08NP7

1.59%

6.89% State Government Securities

IN2220210156

1.43%

7.27% State Government Securities

IN2220190101

1.40%

7.9% Aditya Birla Housing Finance Limited**

INE831R07557

1.33%

8.05% Toyota Financial Services India Limited**

INE692Q07555

1.33%

8.28% SMFG India Credit Company Limited**

INE535H07CH0

1.33%

8.18% Mahindra & Mahindra Financial Services Limited**

INE774D07VF8

1.33%

7.09% State Government Securities

IN3120240657

1.32%

7.75% Bharti Telecom Limited**

INE403D08314

1.32%

6.88% State Government Securities

IN3320210013

1.30%

6.74% Small Industries Dev Bank of India

INE556F08LA4

1.30%

7.61% Kotak Mahindra Investments Limited**

INE975F07JB0

1.25%

National Bank For Agriculture and Rural Development**

INE261F16AD1

1.25%

7.68% Indian Railway Finance Corporation Limited**

INE053F08338

1.13%

7.88% Poonawalla Fincorp Limited**

INE511C07995

1.12%

7.17% State Government Securities

IN3320190033

1.11%

8.14% State Government Securities

IN1520180333

1.09%

7.9% Sikka Ports and Terminals Limited**

INE941D07166

1.08%

7.47% Small Industries Dev Bank of India

INE556F08KR0

1.06%

8.7% REC Limited**

INE020B08BC7

1.02%

7.53% Poonawalla Fincorp Limited**

INE511C07912

0.99%

7.38% Aditya Birla Capital Limited**

INE674K07036

0.99%

7.48% National Bank For Agriculture and Rural Development

INE261F08EO7

0.99%

7.44% Small Industries Dev Bank of India

INE556F08KT6

0.99%

7.19% JIO Credit Limited**

INE282H07018

0.98%

6.82% Government of India

IN0020200120

0.97%

7.51% Small Industries Dev Bank of India**

INE556F08KU4

0.93%

8.2% Aditya Birla Housing Finance Limited**

INE831R07425

0.91%

7.89% Summit Digitel Infrastructure Limited**

INE507T07138

0.80%

7.4% Summit Digitel Infrastructure Limited**

INE507T07070

0.79%

8.32% State Government Securities

IN3320180158

0.76%

7.94% Aditya Birla Capital Limited**

INE860H07JC8

0.73%

GOI Strips (MD 15/04/2029)

IN000429C042

0.71%

9% Power Finance Corporation Limited**

INE134E08FL2

0.68%
Other6 holdings · 8.1%
Security% NAV

Siddhivinayak Securitisation Trust**

INE2I7F15012

1.63%

Radhakrishna Securitisation Trust**

INE2I7H15018

1.62%

India Universal Trust**

INE16J715027

1.55%

Shivshakti Securitisation Trust**

INE2I7G15010

1.37%

India Universal Trust**

INE16J715035

1.02%

India Universal Trust**

INE1CBK15029

0.90%

Performance Comparison

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Investment Objective

Nippon India Floater Fund - Growth Plan-Growth Option by Nippon India Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.

About This Fund

Nippon India Floater Fund - Growth Plan-Growth Option is a Floater Fund mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹8,229 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY SHORT DURATION DEBT INDEX A-II. The current expense ratio is 0.64%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations