UTI Floating Interest Rates Fund · Regular · Growth
NAV
₹1603.1482
as of 29 Sept 2026
Expense Ratio
0.86%
AUM
₹1,161 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.67%
- 3Y
- +6.60%
- 5Y
- +5.82%
- Since Inception
- +6.14%
SIP returns (XIRR)
- 1Y
- +5.60%
- 3Y
- +6.31%
- 5Y
- +6.33%
- Since Inception
- +6.01%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,11,653 today — ₹4,15,000 invested, 6.0% XIRR.
₹4,15,000
Invested
₹5,11,653
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,48,629 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,74,637.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,46,753 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.14
Sharpe Ratio
—
Alpha
—
Beta
-0.15
Sortino
0.72%
Std Dev
-0.35%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Small Industries Development Bank Of India6.30%
- 206.36% Gsec Mat- 16/02/20316.29%
- 3Mat 04/10/20284.80%
- 4National Bank For Agriculture And Rural Development4.77%
- 5Canara Bank - 22/01/20274.64%
- 6Summit Digitel Infrastructure Ltd3.20%
- 7Indian Railway Finance Corporation Limited3.19%
- 8Mahindra And Mahindra Financial Services Ltd3.18%
- 9Embassy Office Parks Reit3.18%
- 10Tata Capital Housing Finance Ltd3.16%
What this fund does
UTI Floating Interest Rates Fund · Regular · Growth by UTI Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
UTI Floating Interest Rates Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.86%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)