Nippon India Gilt Fund · Regular · Growth
NAV
₹39.0239
as of 31 Jul 2026
Expense Ratio
1.27%
AUM
₹1,648 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.40%
- 3Y
- +5.82%
- 5Y
- +5.10%
- Since Inception
- +7.89%
SIP returns (XIRR)
- 1Y
- +4.77%
- 3Y
- +4.94%
- 5Y
- +5.38%
- Since Inception
- +7.07%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,03,579 today — ₹5,95,000 invested, 5.9% XIRR.
₹5,95,000
Invested
₹8,03,579
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,91,314 today (6.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,09,563.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,40,546 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.72
Sharpe Ratio
—
Alpha
—
Beta
-0.71
Sortino
3.53%
Std Dev
-3.86%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.24% Government Of India19.78%
- 27.34% Government Of India11.41%
- 37.17% Government Of India8.43%
- 47.06% Government Of India5.99%
- 57.25% Government Of India5.82%
- 6182 Days Tbill5.77%
- 76.8% Government Of India3.15%
- 87.99% State Government Securities2.98%
- 991 Days Tbill2.95%
- 107.14% State Government Securities2.88%
Investment Objective
Nippon India Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Nippon India Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹1,648 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY ALL DURATION G-SEC INDEX. The current expense ratio is 1.27%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations