Nippon India Gilt Fund · Regular · Growth
NAV
₹38.8156
as of 01 Oct 2026
Expense Ratio
1.21%
AUM
₹1,648 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.21%
- 3Y
- +5.46%
- 5Y
- +4.68%
- Since Inception
- +7.78%
SIP returns (XIRR)
- 1Y
- +3.15%
- 3Y
- +3.90%
- 5Y
- +4.85%
- Since Inception
- +6.90%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Oct 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,90,735 today — ₹5,95,000 invested, 5.6% XIRR.
₹5,95,000
Invested
₹7,90,735
Value today
5.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,83,716 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,46,420.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Oct 2026) (22 Mar 2020) would be ₹1,39,796 today (1.40×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.35
Sharpe Ratio
—
Alpha
—
Beta
-1.31
Sortino
3.51%
Std Dev
-3.86%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.34% Government Of India12.23%
- 26.9% Government Of India8.38%
- 37.24% Government Of India6.66%
- 47.25% Government Of India6.28%
- 56.79% Government Of India5.31%
- 6182 Days Tbill4.94%
- 76.36% Government Of India4.90%
- 87.3% Government Of India4.47%
- 96.8% Government Of India3.56%
- 106.94% Government Of India3.29%
What this fund does
Nippon India Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Nippon India Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹1,648 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY ALL DURATION G-SEC INDEX. The current expense ratio is 1.21%.