Nippon India Gold Savings Fund · Regular · Growth
NAV
₹53.8626
as of 31 Jul 2026
Expense Ratio
0.35%
AUM
₹7,127 Cr
Lumpsum returns (CAGR)
- 1Y
- +41.93%
- 3Y
- +31.72%
- 5Y
- +22.35%
- Since Inception
- +11.55%
SIP returns (XIRR)
- 1Y
- +18.50%
- 3Y
- +34.55%
- 5Y
- +28.26%
- Since Inception
- +14.13%
Returns calculated from 23 October 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,87,596 today — ₹2,95,000 invested, 28.7% XIRR.
₹2,95,000
Invested
₹5,87,596
Value today
28.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹2,76,806 today (22.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹21,80,465.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹5,87,596 in this fund vs ₹3,59,606 in the benchmark — outperformance of ₹2,27,990.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,91,754 today (1.92×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.20
Sharpe Ratio
+0.54
Alpha
0.03
Beta
1.17
Sortino
25.83%
Std Dev
-24.43%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Nippon India Gold Savings Fund · Regular · Growth by Nippon India Mutual Fund is a Fund of Funds (Domestic) fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Fund of Funds (Domestic) category.
About This Fund
Nippon India Gold Savings Fund · Regular · Growth is a Fund of Funds (Domestic) mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹7,127 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations