Nippon India Gold Savings Fund · Regular · Growth
NAV
₹56.9329
as of 17 Jun 2026
Expense Ratio
0.35%
AUM
₹6,669 Cr
Lumpsum returns (CAGR)
- 1Y
- +49.31%
- 3Y
- +34.19%
- 5Y
- +24.28%
- Since Inception
- +12.06%
SIP returns (XIRR)
- 1Y
- +39.26%
- 3Y
- +41.22%
- 5Y
- +31.54%
- Since Inception
- +14.93%
Returns calculated from 23 October 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹3,06,898
Benchmark
₹2,45,033
+₹61,865 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹91,500
Invested
₹3,06,898
Value today
15.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,488
Value today
11.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,15,000
Withdrawn
₹24,18,897
Corpus left
+₹23,33,897 net gain — withdrew ₹9,15,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹28,30,099
Value today
-14.1%
vs lumpsum
Direct lumpsum would have beaten STP by 14.1% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,66,793
Value today
2.7×
Multiple
Staying invested through that crash turned ₹1L into ₹2,66,793 — a 2.7× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised1.68
Sharpe Ratio
+0.80
Alpha
-0.00
Beta
1.60
Sortino
25.40%
Std Dev
-24.43%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Nippon India Gold Savings Fund · Regular · Growth by Nippon India Mutual Fund is a Fund of Funds (Domestic) fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Fund of Funds (Domestic) category.
About This Fund
Nippon India Gold Savings Fund · Regular · Growth is a Fund of Funds (Domestic) mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹6,669 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations