Nippon India Gold Savings Fund · Regular · Growth
NAV
₹55.8998
as of 30 Sept 2026
Expense Ratio
0.25%
AUM
₹7,262 Cr
Lumpsum returns (CAGR)
- 1Y
- +26.41%
- 3Y
- +34.64%
- 5Y
- +24.31%
- Since Inception
- +11.69%
SIP returns (XIRR)
- 1Y
- +12.70%
- 3Y
- +33.96%
- 5Y
- +28.56%
- Since Inception
- +14.29%
Returns calculated from 23 October 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,90,192 today — ₹2,95,000 invested, 29.0% XIRR.
₹2,95,000
Invested
₹5,90,192
Value today
29.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹2,96,897 today (24.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹23,78,780.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹5,90,192 in this fund vs ₹3,29,875 in the benchmark — outperformance of ₹2,60,317.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,99,006 today (1.99×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.16
Sharpe Ratio
+0.45
Alpha
-0.06
Beta
1.14
Sortino
26.22%
Std Dev
-24.43%
Max Drawdown
Performance Comparison
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Fund Details
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What this fund does
Nippon India Gold Savings Fund · Regular · Growth by Nippon India Mutual Fund is a Fund of Funds (Domestic) fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Fund of Funds (Domestic) category.
About This Fund
Nippon India Gold Savings Fund · Regular · Growth is a Fund of Funds (Domestic) mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹7,262 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 TRI. The current expense ratio is 0.25%.