MF
MFGenie.ai
Multi Asset / Dynamicregulargrowth📊 50% OF BSE 500 TRI, 20% OF MSCI WORLD INDEX TRI, 15% OF CRISIL SHORT TERM BOND INDEX 10% OF DOMESTIC PRICES OF GOLD & 5% OF DOMESTIC PRICES OF SILVER

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option

Nippon India Mutual Fund

#7 of 28 (1Y)

₹24.5008

0.16 (-0.66%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹24.5008

0.16 (-0.66%)

29 May 2026

AMFI: 148459

Direct · Growth

₹₹26.4480

0.18 (-0.66%)

29 May 2026

AMFI: 148457

Regular · IDCW

₹₹23.7416

0.16 (-0.66%)

29 May 2026

AMFI: 148460

Direct · IDCW

₹₹25.6877

0.17 (-0.66%)

29 May 2026

AMFI: 148458

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.25%
1 Month-0.24%
3 Months-1.27%
6 Months+4.21%
1 Year+15.99%
3 Years (CAGR)+20.05%
5 Years (CAGR)+15.87%
10 Years (CAGR)
Since Inception (Aug 2020)+16.85%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+13.51%
3 Year SIP+16.67%
5 Year SIP+16.62%
Since Inception (Aug 2020)+16.61%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹34,500

Invested

₹55,744

Value today

16.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,450

Value today

16.9%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,45,000

Withdrawn

₹18,92,643

Corpus left

+₹12,37,643 net gain — withdrew ₹3,45,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹13,44,847

Value today

-8.5%

vs lumpsum

Direct lumpsum would have beaten STP by 8.5% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 03 Jun 2024

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,28,426

Value today

1.3×

Multiple

Staying invested through that crash turned ₹1L into ₹1,28,426 — a 1.3× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 5 years

Expense ratio drag on your actual returns

Direct plan

₹48,189

Regular plan

₹46,500

Direct earns ₹1,689 more on a ₹30K investment1.13% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseNippon India Mutual Fund
CategoryMulti Asset / Dynamic
Plan Typeregular
Optiongrowth
AUM₹12,606 Cr
Expense Ratio1.35%
Min SIP₹500
Min Lumpsum₹1,000
Benchmark50% OF BSE 500 TRI, 20% OF MSCI WORLD INDEX TRI, 15% OF CRISIL SHORT TERM BOND INDEX 10% OF DOMESTIC PRICES OF GOLD & 5% OF DOMESTIC PRICES OF SILVER
Launch Date28 Aug 2020
AMFI Code148459

Risk Metrics

Trailing 1 year, annualised

0.73

Sharpe Ratio

Alpha

Beta

0.66

Sortino

10.68%

Std Dev

-10.92%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Debt4 holdings · 4.0%
Security% NAV

91 Days Tbill

IN002026X016

1.34%

6.84% State Government Securities

IN2920190443

0.94%

7.44% National Bank For Agriculture and Rural Development

INE261F08EU4

0.88%

7.77% Bajaj Finance Limited**

INE296A07TW7

0.85%
Fund Units5 holdings · 26.2%
Security% NAV

Nippon India ETF Gold Bees

INF204KB17I5

8.97%

Nippon India ETF Gold Bees

INF204KB17I5

8.15%

Nippon India Silver ETF

INF204KC1402

3.55%

Nippon India Silver ETF

INF204KC1402

3.24%

Nippon India Liquid Fund-Direct Growth Plan

INF204K01ZH0

2.28%
Other41 holdings · 61.1%
Security% NAV

ICICI Bank Limited

INE090A01021

3.85%

ICICI Bank Limited

INE090A01021

3.60%

Reliance Industries Limited

INE002A01018

2.62%

HDFC Bank Limited

INE040A01034

2.54%

HDFC Bank Limited

INE040A01034

2.39%

Infosys Limited

INE009A01021

2.33%

Infosys Limited

INE009A01021

1.96%

Reliance Industries Limited

INE002A01018

1.81%

NTPC Limited

INE733E01010

1.76%

Eternal Limited

INE758T01015

1.74%

Eternal Limited

INE758T01015

1.67%

State Bank of India

INE062A01020

1.58%

Hindustan Aeronautics Limited

INE066F01020

1.54%

Axis Bank Limited

INE238A01034

1.48%

Axis Bank Limited

INE238A01034

1.45%

Trent Limited

INE849A01020

1.41%

State Bank of India

INE062A01020

1.40%

Hindustan Aeronautics Limited

INE066F01020

1.39%

Varun Beverages Limited

INE200M01039

1.36%

Kotak Mahindra Bank Limited

INE237A01036

1.34%

Kotak Mahindra Bank Limited

INE237A01036

1.30%

LG Electronics India Ltd

INE324D01010

1.30%

Bajaj Auto Limited

INE917I01010

1.27%

Trent Limited

INE849A01020

1.26%

Bajaj Auto Limited

INE917I01010

1.23%

Varun Beverages Limited

INE200M01039

1.14%

LG Electronics India Ltd

INE324D01010

1.08%

Oil & Natural Gas Corporation Limited

INE213A01029

1.08%

Swiggy Limited

INE00H001014

1.07%

Swiggy Limited

INE00H001014

1.05%

NTPC Limited

INE733E01010

1.03%

Oil & Natural Gas Corporation Limited

INE213A01029

1.02%

Mahindra & Mahindra Limited

INE101A01026

0.96%

Siemens Energy India Limited

INE1NPP01017

0.95%

Samvardhana Motherson International Limited

INE775A01035

0.92%

Samvardhana Motherson International Limited

INE775A01035

0.90%

Vedanta Limited

INE205A01025

0.90%

Mahindra & Mahindra Limited

INE101A01026

0.89%

Sun Pharmaceutical Industries Limited

INE044A01036

0.86%

Bharti Airtel Limited

INE397D01024

0.85%

Siemens Energy India Limited

INE1NPP01017

0.83%

Performance Comparison

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Investment Objective

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.

About This Fund

Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option is a Multi Asset / Dynamic mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹12,606 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 50% OF BSE 500 TRI, 20% OF MSCI WORLD INDEX TRI, 15% OF CRISIL SHORT TERM BOND INDEX 10% OF DOMESTIC PRICES OF GOLD & 5% OF DOMESTIC PRICES OF SILVER. The current expense ratio is 1.35%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations