Nippon India Nivesh Lakshya Long Term Fund · Regular · Growth
NAV
₹18.0705
as of 13 Nov 2026
Expense Ratio
0.63%
AUM
₹6,198 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.97%
- 3Y
- +5.84%
- 5Y
- +5.14%
- Since Inception
- +5.77%
SIP returns (XIRR)
- 1Y
- +1.91%
- 3Y
- +3.32%
- 5Y
- +4.94%
- Since Inception
- +5.11%
What history actually did — last 7 years (Nov 2019 – Nov 2026)
A ₹5,000 monthly SIP for the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,00,119 today — ₹4,20,000 invested, 5.0% XIRR.
₹4,20,000
Invested
₹5,00,119
Value today
5.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,48,748 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2019 would still hold ₹9,87,361.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Nov 2019 – Nov 2026) (22 Mar 2020) would be ₹1,41,512 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.48
Sharpe Ratio
—
Alpha
—
Beta
-1.43
Sortino
4.55%
Std Dev
-5.38%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 16.62% Government Of India20.55%
- 28.13% Government Of India16.99%
- 36.99% Government Of India15.52%
- 47.06% Government Of India12.37%
- 59.23% Government Of India9.48%
- 66.67% Government Of India9.13%
- 78.17% Government Of India7.62%
- 87.16% Government Of India1.48%
- 97.06% Government Of India1.25%
- 106.68% Government Of India1.05%
What this fund does
Nippon India Nivesh Lakshya Long Term Fund · Regular · Growth by Nippon India Mutual Fund is a Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Long Term category.
About This Fund
Nippon India Nivesh Lakshya Long Term Fund · Regular · Growth is a Long Term mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹6,198 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL LONG DURATION DEBT A-III INDEX. The current expense ratio is 0.63%.