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Flexi Cap📊 NIFTY 500 TRI(SEBI default)

NJ Flexi Cap Fund · Regular · Growth

NJ Mutual Fund

#36 of 38 (1Y)

NAV

₹12.6700

as of 17 Jun 2026

Expense Ratio

1.96%

AUM

₹2,456 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-4.67%
3Y
5Y
Since Inception
+8.88%

SIP returns (XIRR)

1Y
-4.52%
3Y
5Y
Since Inception
-0.90%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹16,500

Invested

₹15,781

Value today

-3.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,238

Value today

8.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹6,14,007

Value today

-17.3%

vs lumpsum

Direct lumpsum would have beaten STP by 17.3% — but STP reduced timing risk

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

-0.77

Sharpe Ratio

-0.11

Alpha

0.43

Beta

-0.73

Sortino

13.56%

Std Dev

-17.38%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseNJ Mutual Fund
CategoryFlexi Cap
BenchmarkNIFTY 500 TRI ✓
Launch Date05 Sept 2023
AMFI Code151920
Transaction facts
Min. Lumpsum₹500
Min. SIP₹100
Exit LoadAll units redeemed or switched out in excess of the 5% load free units will be subject to the below mentioned exit load 1.00% if Units are redeemed or switched out on or before 30days from the date of allotment Nil if redeemed after 30days from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

NJ Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.

About This Fund

NJ Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by NJ Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹2,456 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.96%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations