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Dynamic Asset Allocation📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

PGIM India Balanced Advantage Fund · Regular · Growth

PGIM India Mutual Fund

#33 of 35 (1Y)

NAV

₹14.9800

as of 17 Jun 2026

Expense Ratio

2.23%

AUM

₹882 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-1.90%
3Y
+6.73%
5Y
+7.02%
Since Inception
+7.83%

SIP returns (XIRR)

1Y
-1.90%
3Y
+3.64%
5Y
+5.96%
Since Inception
+6.19%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹32,000

Invested

₹36,455

Value today

4.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,450

Value today

7.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,20,000

Withdrawn

₹10,85,449

Corpus left

+₹4,05,449 net gain — withdrew ₹3,20,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,46,554

Value today

+8.8%

vs lumpsum

STP beat direct lumpsum by 8.8% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,45,000

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,45,000 — a 1.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.45

Sharpe Ratio

Alpha

Beta

-0.45

Sortino

9.89%

Std Dev

-11.13%

Max Drawdown

Performance Comparison

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Fund Details

Fund HousePGIM India Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date03 Jun 2011
AMFI Code148657
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit Load10% of the units allotted may be redeemed/switched-out to debt schemes without any exit load within 90 daysfrom the date of allotment;• Any redemptions/switch-outs in excess of the abovementioned limit would be subject to an exit load of 0.50%,if the units are redeemed/switched-out to debt schemes within 90 days from the date of allotment of units;• Nil - If the units are redeemed/ switched-out after 90 days from the date of allotment of units;• No exit load will be charged for switches and STP into any open-ended equity scheme, hybrid scheme andfund of funds scheme

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

PGIM India Balanced Advantage Fund · Regular · Growth by PGIM India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

PGIM India Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹882 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.23%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations