PGIM India Balanced Advantage Fund · Regular · Growth
NAV
₹15.4200
as of 03 Aug 2026
Expense Ratio
2.23%
AUM
₹805 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.25%
- 3Y
- +6.91%
- 5Y
- +6.91%
- Since Inception
- +8.20%
SIP returns (XIRR)
- 1Y
- +4.00%
- 3Y
- +4.87%
- 5Y
- +6.74%
- Since Inception
- +6.95%
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,43,839 today — ₹2,95,000 invested, 6.2% XIRR.
₹2,95,000
Invested
₹3,43,839
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,38,009 today (6.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,36,251.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,08,929 today (1.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.15
Sharpe Ratio
—
Alpha
—
Beta
-0.15
Sortino
9.75%
Std Dev
-11.13%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
PGIM India Balanced Advantage Fund · Regular · Growth by PGIM India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
PGIM India Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹805 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations