PGIM India Balanced Advantage Fund · Regular · Growth
NAV
₹14.4500
as of 30 Sept 2026
Expense Ratio
2.51%
AUM
₹805 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.49%
- 3Y
- +4.78%
- 5Y
- +5.06%
- Since Inception
- +6.73%
SIP returns (XIRR)
- 1Y
- -7.44%
- 3Y
- +0.17%
- 5Y
- +3.80%
- Since Inception
- +4.32%
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,22,612 today — ₹2,95,000 invested, 3.6% XIRR.
₹2,95,000
Invested
₹3,22,612
Value today
3.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,27,989 today (5.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹9,57,281.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,03,214 today (1.03×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.40
Sharpe Ratio
—
Alpha
—
Beta
-0.41
Sortino
9.35%
Std Dev
-11.13%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks17.26%
- IT - Software5.79%
- Petroleum Products4.87%
- Automobiles4.19%
- Retailing3.99%
- Pharmaceuticals & Biotechnology3.84%
- Finance3.40%
- Telecom - Services3.05%
- Chemicals & Petrochemicals2.38%
- Power2.35%
- Auto Components2.28%
- Consumer Durables2.27%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.5.99%
- 2Hdfc Bank Ltd.4.99%
- 3Reliance Industries Ltd.4.03%
- 4Bharti Airtel Ltd.3.05%
- 57.18% Government Of India2.49%
- 6State Bank Of India2.45%
- 76.79% Government Of India2.15%
- 8Infosys Ltd.1.98%
- 9Muthoot Finance Ltd. **1.95%
- 10Bajaj Finance Ltd.1.86%
What this fund does
PGIM India Balanced Advantage Fund · Regular · Growth by PGIM India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
PGIM India Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹805 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 Moderate Index. The current expense ratio is 2.51%.