Kotak Balanced Advantage Fund · Regular · Growth
NAV
₹21.5980
as of 13 Nov 2026
Expense Ratio
1.86%
AUM
₹17,304 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.00%
- 3Y
- +9.58%
- 5Y
- +8.18%
- Since Inception
- +9.75%
SIP returns (XIRR)
- 1Y
- +8.04%
- 3Y
- +6.46%
- 5Y
- +8.52%
- Since Inception
- +9.73%
Returns calculated from 13 July 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,69,485 today — ₹3,00,000 invested, 8.5% XIRR.
₹3,00,000
Invested
₹3,69,485
Value today
8.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,48,134 today (8.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹11,11,859.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,19,379 today (1.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.28
Sharpe Ratio
—
Alpha
—
Beta
-0.27
Sortino
8.15%
Std Dev
-8.62%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks14.59%
- IT - Software4.29%
- Petroleum Products4.01%
- Finance3.53%
- Automobiles3.49%
- Auto Components3.13%
- Pharmaceuticals and Biotechnology3.10%
- Telecom - Services2.94%
- Realty2.32%
- Chemicals and Petrochemicals2.19%
- Construction2.09%
- Cement and Cement Products2.04%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 20645.67%
- 2Icici Bank Ltd.4.93%
- 3State Bank Of India.3.64%
- 4Reliance Industries Ltd.3.36%
- 5Hdfc Bank Ltd.3.16%
- 6Bharti Airtel Ltd.2.38%
- 7Larsen And Toubro Ltd.1.99%
- 8Bajaj Finance Ltd.1.75%
- 9Solar Industries India Limited1.67%
- 10Ultratech Cement Ltd.1.55%
What this fund does
Kotak Balanced Advantage Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Kotak Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹17,304 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid composite debt 50:50 Index. The current expense ratio is 1.86%.