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Dynamic Asset Allocation📊 Nifty 50 Hybrid composite debt 50:50 Index

Kotak Balanced Advantage Fund · Regular · Growth

Kotak Mahindra Mutual Fund

#16 of 35 (1Y)

NAV

₹20.8270

as of 17 Jun 2026

Expense Ratio

1.65%

AUM

₹17,362 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+1.80%
3Y
+9.62%
5Y
+8.77%
Since Inception
+9.69%

SIP returns (XIRR)

1Y
+2.52%
3Y
+6.48%
5Y
+8.38%
Since Inception
+9.75%

Returns calculated from 13 July 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹9,500

Invested

₹13,654

Value today

9.1%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹202

Value today

9.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,75,000

Withdrawn

₹13,41,688

Corpus left

+₹8,16,688 net gain — withdrew ₹4,75,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹12,29,321

Value today

+1.2%

vs lumpsum

STP beat direct lumpsum by 1.2% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,40,713

Value today

2.4×

Multiple

Staying invested through that crash turned ₹1L into ₹2,40,713 — a 2.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.32

Sharpe Ratio

Alpha

Beta

-0.31

Sortino

8.78%

Std Dev

-8.62%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseKotak Mahindra Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNifty 50 Hybrid composite debt 50:50 Index
Launch Date13 Jul 2018
AMFI Code144333
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadFor redemption switch out of upto 8% of the initial investment amount limit purchased or switched in within 180 Days from the date of allotment Nil If units redeemed or switched out are in excess of the limit within 180 Days from the date of allotment 1% If units are redeemed or switched out on or after 180 Days from the date of allotment Nil Any exit load charged (net off Goods and Services tax if any shall be credited back to the Scheme Units issued on reinvestment of IDCW shall not be subject to entry and exit load No exit load will be chargeable in case of switches made between different plans/options of the scheme The AMC reserves the right to change modify the Load structure the Scheme subject to maximum limits as prescribed under the SEBI MF Regulations and circulars issued thereunder from time to time

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Kotak Balanced Advantage Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

Kotak Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹17,362 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid composite debt 50:50 Index. The current expense ratio is 1.65%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations