PGIM India Gilt Fund - Growth
₹30.0812
₹0.02 (+0.06%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
—
AMFI: HIST_KF_INF223J01NC9
Direct · Growth
₹₹32.7955
₹0.02 (+0.06%)
29 May 2026
AMFI: 138472
Regular · IDCW
₹₹13.2350
₹0.01 (+0.06%)
29 May 2026
AMFI: 138467
Direct · IDCW
₹₹14.1239
₹0.01 (+0.06%)
29 May 2026
AMFI: 138474
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,05,500
Invested
₹1,89,744
Value today
6.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,008
Value today
6.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,55,000
Withdrawn
₹11,10,678
Corpus left
+₹11,65,678 net gain — withdrew ₹10,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,34,889
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,34,889 — a 1.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹83,611
Regular plan
₹79,465
Direct earns ₹4,146 more on a ₹60K investment — 0.69% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.11
Sharpe Ratio
—
Alpha
—
Beta
-1.08
Sortino
3.40%
Std Dev
-3.84%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
PGIM India Gilt Fund - Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
PGIM India Gilt Fund - Growth is a Gilt Fund mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹99.7 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.40%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations