PGIM India Money Market Fund · Regular · Growth
NAV
₹1416.3277
as of 31 Jul 2026
Expense Ratio
0.46%
AUM
₹143 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.92%
- 3Y
- +6.86%
- 5Y
- +6.10%
- Since Inception
- +5.59%
SIP returns (XIRR)
- 1Y
- +6.15%
- 3Y
- +6.72%
- 5Y
- +6.64%
- Since Inception
- +6.26%
What history actually did — last 6 years (Aug 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,29,304 today — ₹3,55,000 invested, 6.4% XIRR.
₹3,55,000
Invested
₹4,29,304
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,38,342 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹9,54,115.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹1,15,331 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.01
Sharpe Ratio
—
Alpha
—
Beta
1.31
Sortino
0.49%
Std Dev
-0.11%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
PGIM India Money Market Fund · Regular · Growth by PGIM India Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
PGIM India Money Market Fund · Regular · Growth is a Money Market mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹143 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index. The current expense ratio is 0.46%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations