PGIM India Money Market Fund · Regular · Growth
NAV
₹1430.7568
as of 29 Sept 2026
Expense Ratio
0.40%
AUM
₹143 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.08%
- 3Y
- +6.87%
- 5Y
- +6.21%
- Since Inception
- +5.61%
SIP returns (XIRR)
- 1Y
- +6.26%
- 3Y
- +6.67%
- 5Y
- +6.66%
- Since Inception
- +6.26%
What history actually did — last 6 years (Sept 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,36,756 today — ₹3,60,000 invested, 6.4% XIRR.
₹3,60,000
Invested
₹4,36,756
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Sept 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹1,39,185 today (5.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2020 would still hold ₹9,55,093.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Sept 2020 – Sept 2026) (3 Jun 2024) would be ₹1,16,506 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.54
Sharpe Ratio
—
Alpha
—
Beta
0.67
Sortino
0.48%
Std Dev
-0.11%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Mahindra Bank Ltd. ** #8.50%
- 2Canara Bank ** #7.78%
- 3National Bank For Agriculture & Rural Development ** #7.77%
- 4Punjab National Bank #7.76%
- 5Small Industries Development Bank Of India #7.74%
- 6Fedbank Financial Services Ltd. **7.74%
- 7Bank Of Baroda ** #7.72%
- 8Hdfc Bank Ltd. ** #7.72%
- 9Union Bank Of India ** #7.71%
- 10Export Import Bank Of India ** #6.18%
What this fund does
PGIM India Money Market Fund · Regular · Growth by PGIM India Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
PGIM India Money Market Fund · Regular · Growth is a Money Market mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹143 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Money Market A-I Index. The current expense ratio is 0.40%.