SBI Banking and PSU Fund · Regular · Growth
NAV
₹3326.0107
as of 13 Nov 2026
Expense Ratio
0.44%
AUM
₹3,865 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.15%
- 3Y
- +6.63%
- 5Y
- +5.71%
- Since Inception
- +7.28%
SIP returns (XIRR)
- 1Y
- +4.67%
- 3Y
- +5.91%
- 5Y
- +6.16%
- Since Inception
- +6.95%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,22,150 today — ₹6,00,000 invested, 6.2% XIRR.
₹6,00,000
Invested
₹8,22,150
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,378 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,61,634.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,50,174 today (1.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.99
Sharpe Ratio
—
Alpha
—
Beta
-1.93
Sortino
1.05%
Std Dev
-0.62%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with SBI BANKING & PSU DEBT FUND - Direct Plan - Growth
- 1Small Industries Development Bank Of India5.41%
- 2Canara Bank5.41%
- 3Ongc Petro Additions Ltd.4.99%
- 4Gail (India) Ltd.4.97%
- 5Hdfc Bank Ltd.4.19%
- 6Hdfc Bank Ltd.4.16%
- 76.17% Cgl 20284.16%
- 8State Bank Of India( At1 Bond Under Basel Iii )3.69%
- 9Bank Of Baroda3.48%
- 10India Infrastructure Finance Company Ltd.3.46%
What this fund does
SBI Banking and PSU Fund · Regular · Growth by SBI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
SBI Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by SBI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹3,865 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II. The current expense ratio is 0.44%.