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Sectoral / Thematic📊 NIFTY COMMODITIES TRI

SBI Comma Fund · Regular · Growth

SBI Mutual Fund

#32 of 213 (1Y)

NAV

₹115.2785

as of 17 Jun 2026

Expense Ratio

2.34%

AUM

₹931 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+13.43%
3Y
+18.80%
5Y
+12.56%
Since Inception
+12.44%

SIP returns (XIRR)

1Y
+12.48%
3Y
+13.02%
5Y
+13.52%
Since Inception
+12.38%

Returns calculated from 08 August 2005 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,25,000

Invested

₹5,21,914

Value today

12.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹56,390

Value today

12.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,50,000

Withdrawn

₹60,58,833

Corpus left

+₹63,08,833 net gain — withdrew ₹12,50,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹56,56,831

Value today

-16.4%

vs lumpsum

Direct lumpsum would have beaten STP by 16.4% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,37,097

Value today

4.4×

Multiple

Staying invested through that crash turned ₹1L into ₹4,37,097 — a 4.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.31

Sharpe Ratio

+0.11

Alpha

0.48

Beta

0.29

Sortino

16.81%

Std Dev

-12.97%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseSBI Mutual Fund
CategorySectoral / Thematic
BenchmarkNIFTY COMMODITIES TRI ✓
Launch Date08 Aug 2005
AMFI Code103145
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadFor purchases/ switches made w.e.f.24.08.2009 - Entry Load: NIL; Exit Load: 1% if redeemed/ switched out within 1 year from the date of investment; NIL if redeemed/ switched after 1 year from the date of investment. W.E.F. 01-June-2013 STT @0.001% is applicable at the time of redemption / switchover. For applicability of load structure

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV
  1. 1Tata Steel Ltd.8.36%
  2. 2Oil & Natural Gas Corporation Ltd.6.28%
  3. 3Cesc Ltd.5.50%
  4. 4Reliance Industries Ltd.4.80%
  5. 5Treps4.64%
  6. 6Steel Authority Of India Ltd.4.01%
  7. 7Ultratech Cement Ltd.3.64%
  8. 8Oil India Ltd.3.56%
  9. 9Jsw Steel Ltd.3.51%
  10. 10Nmdc Ltd.3.45%
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Investment Objective

SBI Comma Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

SBI Comma Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹931 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY COMMODITIES TRI. The current expense ratio is 2.34%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations