SBI Comma Fund · Regular · Growth
NAV
₹114.6216
as of 13 Nov 2026
Expense Ratio
2.33%
AUM
₹1,202 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.75%
- 3Y
- +13.50%
- 5Y
- +9.21%
- Since Inception
- +12.15%
SIP returns (XIRR)
- 1Y
- +3.59%
- 3Y
- +8.01%
- 5Y
- +11.68%
- Since Inception
- +11.97%
Returns calculated from 08 August 2005 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,76,232 today — ₹6,00,000 invested, 14.6% XIRR.
₹6,00,000
Invested
₹12,76,232
Value today
14.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,93,231 today (14.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹26,56,073.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,76,232 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹76,373.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,44,235 today (4.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.24
Sharpe Ratio
+0.05
Alpha
0.82
Beta
0.22
Sortino
13.95%
Std Dev
-10.96%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Ferrous Metals14.46%
- Chemicals & Petrochemicals11.35%
- Power8.58%
- Cement & Cement Products8.31%
- Textiles & Apparels8.09%
- Oil7.16%
- Non - Ferrous Metals6.39%
- Fertilizers & Agrochemicals5.82%
- Petroleum Products5.22%
- Industrial Products3.95%
- Agricultural Food & other Products3.06%
- Minerals & Mining2.62%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Sudeep Pharma Ltd.6.86%
- 2Tata Steel Ltd.6.52%
- 3Jsw Steel Ltd.5.19%
- 4Oil & Natural Gas Corporation Ltd.4.24%
- 5Cesc Ltd.3.51%
- 6Arvind Ltd.3.40%
- 7Gokaldas Exports Ltd.3.32%
- 8Ultratech Cement Ltd.3.08%
- 9Vedanta Aluminium Metal Ltd.2.96%
- 10Oil India Ltd.2.92%
What this fund does
SBI Comma Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI Comma Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹1,202 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY COMMODITIES TRI. The current expense ratio is 2.33%.