SBI Constant Maturity 10-Year Gilt Fund · Regular · Growth
NAV
₹65.7966
as of 29 Sept 2026
Expense Ratio
0.63%
AUM
₹1,667 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.73%
- 3Y
- +6.42%
- 5Y
- +5.23%
- Since Inception
- +7.59%
SIP returns (XIRR)
- 1Y
- +2.30%
- 3Y
- +4.95%
- 5Y
- +5.72%
- Since Inception
- +7.56%
Returns calculated from 23 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,29,110 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,29,110
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,99,669 today (7.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹11,67,577.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,44,544 today (1.45×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.01
Sharpe Ratio
—
Alpha
—
Beta
-1.00
Sortino
3.17%
Std Dev
-2.71%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Cgl 203637.54%
- 26.48% Cgl 203532.83%
- 37.18% Cgl 203715.02%
- 46.79% Cgl 20346.42%
- 57.57% State Government Of Maharashtra 20366.16%
What this fund does
SBI Constant Maturity 10-Year Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
SBI Constant Maturity 10-Year Gilt Fund · Regular · Growth is a 10-year Constant Maturity Gilt mutual fund offered by SBI Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹1,667 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 10 YR BENCHMARK G-SEC. The current expense ratio is 0.63%.