SBI Constant Maturity 10-Year Gilt Fund · Regular · Growth
NAV
₹66.6260
as of 31 Jul 2026
Expense Ratio
0.63%
AUM
₹1,662 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.77%
- 3Y
- +7.03%
- 5Y
- +5.89%
- Since Inception
- +7.69%
SIP returns (XIRR)
- 1Y
- +5.48%
- 3Y
- +6.48%
- 5Y
- +6.57%
- Since Inception
- +7.72%
Returns calculated from 23 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,39,751 today — ₹5,95,000 invested, 6.8% XIRR.
₹5,95,000
Invested
₹8,39,751
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,06,055 today (7.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹12,20,799.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,46,366 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.18
Sharpe Ratio
—
Alpha
—
Beta
-0.19
Sortino
3.12%
Std Dev
-2.71%
Max Drawdown
Performance Comparison
Thinking about SBI Constant Maturity 10-Year Gilt Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Compare with Similar Funds
Fund Details
Available transactions
Portfolio holdings
- 16.48% Cgl 203547.40%
- 27.18% Cgl 203714.82%
- 36.79% Cgl 203413.26%
- 47.57% State Government Of Maharashtra 203612.11%
- 56.94% Cgl 203610.35%
- 6Net Receivable / Payable1.71%
- 7Treps0.35%
Investment Objective
SBI Constant Maturity 10-Year Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
SBI Constant Maturity 10-Year Gilt Fund · Regular · Growth is a Gilt – 10 Year Constant Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹1,662 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 10 YR BENCHMARK G-SEC. The current expense ratio is 0.63%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations