SBI Credit Risk Fund · Regular · Growth
NAV
₹48.7175
as of 17 Jun 2026
Expense Ratio
1.56%
AUM
₹2,161 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.77%
- 3Y
- +7.64%
- 5Y
- +6.94%
- Since Inception
- +5.91%
SIP returns (XIRR)
- 1Y
- +7.42%
- 3Y
- +7.74%
- 5Y
- +7.55%
- Since Inception
- +7.14%
Returns calculated from 08 December 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,65,500
Invested
₹4,95,133
Value today
7.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹24,271
Value today
5.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus would have been exhausted — fund volatility too high for this rate
₹10,00,000
Initial corpus
₹15,62,767
Withdrawn
₹0 (exhausted)
Corpus left
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,55,938
Value today
1.6×
Multiple
Staying invested through that crash turned ₹1L into ₹1,55,938 — a 1.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised1.35
Sharpe Ratio
—
Alpha
—
Beta
1.50
Sortino
1.06%
Std Dev
-0.37%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.02% Cgl 20317.08%
- 2Infopark Properties Ltd.4.93%
- 3Renew Solar Energy (Jharkhand Five) Pvt. Ltd.4.74%
- 4Nj Capital Pvt. Ltd.4.63%
- 5H.G. Infra Engineering Ltd.4.62%
- 6Jtpm Metal Traders Ltd.4.41%
- 7Avanse Financial Services Ltd.3.75%
- 8Renserv Global Pvt Ltd.3.75%
- 9Aditya Birla Renewables Ltd.3.52%
- 10Motilal Oswal Home Finance Ltd.3.51%
Investment Objective
SBI Credit Risk Fund · Regular · Growth by SBI Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
SBI Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by SBI Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY CREDIT RISK BOND INDEX B-II. The current expense ratio is 1.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations