SBI Dynamic Term Fund · Regular · Growth
NAV
₹37.5766
as of 29 Sept 2026
Expense Ratio
1.37%
AUM
₹3,810 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.68%
- 3Y
- +6.57%
- 5Y
- +5.91%
- Since Inception
- +5.98%
SIP returns (XIRR)
- 1Y
- +4.96%
- 3Y
- +5.67%
- 5Y
- +6.19%
- Since Inception
- +6.88%
Returns calculated from 13 January 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,32,059 today — ₹6,00,000 invested, 6.4% XIRR.
₹6,00,000
Invested
₹8,32,059
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,91,225 today (6.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,80,188.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,47,740 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.21
Sharpe Ratio
—
Alpha
—
Beta
-1.21
Sortino
1.77%
Std Dev
-1.78%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.28% State Government Of Andhra Pradesh 20326.99%
- 2Axis Bank Ltd.6.81%
- 3National Bank For Agriculture And Rural Development6.24%
- 4Bajaj Finance Ltd.5.62%
- 5Summit Digitel Infrastructure Pvt. Ltd.4.36%
- 6Rec Ltd.3.53%
- 791 Day T-Bill 17.09.263.51%
- 8National Highways Infra Trust3.32%
- 9Tata Capital Ltd.2.81%
- 10Lic Housing Finance Ltd.2.81%
What this fund does
SBI Dynamic Term Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
SBI Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,810 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL DYNAMIC BOND A-III INDEX. The current expense ratio is 1.37%.