SBI Dynamic Term Fund · Regular · Growth
NAV
₹37.8132
as of 13 Nov 2026
Expense Ratio
1.37%
AUM
₹3,601 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.48%
- 3Y
- +6.58%
- 5Y
- +6.05%
- Since Inception
- +5.98%
SIP returns (XIRR)
- 1Y
- +5.07%
- 3Y
- +5.54%
- 5Y
- +6.17%
- Since Inception
- +6.86%
Returns calculated from 13 January 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,28,312 today — ₹6,00,000 invested, 6.4% XIRR.
₹6,00,000
Invested
₹8,28,312
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,058 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,52,268.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,48,671 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.07
Sharpe Ratio
—
Alpha
—
Beta
-2.00
Sortino
1.58%
Std Dev
-1.78%
Max Drawdown
Performance Comparison
Related reading
Thinking about SBI Dynamic Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 16.94% Cgl 203619.66%
- 2Hdfc Bank Ltd.9.80%
- 37.28% State Government Of Andhra Pradesh 20327.02%
- 4National Bank For Agriculture And Rural Development6.30%
- 5Bajaj Finance Ltd.5.70%
- 6Union Bank Of India5.60%
- 7Summit Digitel Infrastructure Pvt. Ltd.4.37%
- 8Rec Ltd.3.57%
- 9National Highways Infra Trust3.31%
- 1091 Day T-Bill 29.10.262.99%
What this fund does
SBI Dynamic Term Fund · Regular · Growth by SBI Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
SBI Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,601 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL DYNAMIC BOND A-III INDEX. The current expense ratio is 1.37%.