MF
MFGenie.ai
Dynamic Bondregulargrowth📊 CRISIL DYNAMIC BOND A-III INDEX

SBI Dynamic Bond Fund - REGULAR PLAN - Growth

SBI Mutual Fund

#10 of 25 (1Y)

₹36.7869

0.01 (+0.03%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

₹₹36.7869

0.01 (+0.03%)

31 May 2026

AMFI: 102205

Direct · Growth

₹₹40.5252

0.01 (+0.03%)

31 May 2026

AMFI: 119671

Regular · IDCW

₹₹19.2857

0.01 (+0.03%)

31 May 2026

AMFI: 102206

Direct · IDCW

₹₹22.6358

0.01 (+0.03%)

31 May 2026

AMFI: 119670

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.18%
1 Month-0.27%
3 Months+0.73%
6 Months+1.44%
1 Year+1.58%
3 Years (CAGR)+6.13%
5 Years (CAGR)+5.69%
10 Years (CAGR)+7.13%
Since Inception (Dec 2003)+5.96%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+2.85%
3 Year SIP+5.56%
5 Year SIP+6.04%
Since Inception (Dec 2003)+6.87%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,34,500

Invested

₹3,11,863

Value today

6.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹18,393

Value today

6.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,45,000

Withdrawn

₹5,60,061

Corpus left

+₹9,05,061 net gain — withdrew ₹13,45,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,44,636

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,44,636 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹88,222

Regular plan

₹84,466

Direct earns ₹3,756 more on a ₹60K investment0.63% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseSBI Mutual Fund
CategoryDynamic Bond
Plan Typeregular
Optiongrowth
AUM₹4,173 Cr
Expense Ratio1.35%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkCRISIL DYNAMIC BOND A-III INDEX
Launch Date15 Dec 2003
AMFI Code102205

Risk Metrics

Trailing 1 year, annualised

-0.54

Sharpe Ratio

Alpha

Beta

-0.56

Sortino

2.06%

Std Dev

-1.78%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Debt48 holdings · 19910.0%
Security% NAV

7.47% State Government of Karnataka 2036

IN1920250256

1079.00%

7.47% State Government of Karnataka 2036

IN1920250256

1072.00%

Union Bank of India

INE692A16LP9

952.00%

HDFC Bank Ltd.

INE040A16IZ6

952.00%

Small Industries Development Bank of India

INE556F16CD0

951.00%

HDFC Bank Ltd.

INE040A16IZ6

861.00%

Union Bank of India

INE692A16LP9

861.00%

Small Industries Development Bank of India

INE556F16CD0

859.00%

7.66% State Government of Kerala 2039

IN2020250253

692.00%

7.66% State Government of Kerala 2039

IN2020250253

683.00%

TREPS

665.00%

Canara Bank

INE476A16H43

616.00%

Canara Bank

INE476A16H43

596.00%

Summit Digitel Infrastructure Pvt. Ltd.

INE507T07104

405.00%

Summit Digitel Infrastructure Pvt. Ltd.

INE507T07104

394.00%

7.58% State Government of West Bengal 2042

IN3420250232

382.00%

7.58% State Government of West Bengal 2042

IN3420250232

369.00%

National Bank for Agriculture and Rural Development

INE261F16AQ3

369.00%

National Bank for Agriculture and Rural Development

INE261F16AQ3

357.00%

6.75% CGL 2029

IN0020240183

330.00%

REC Ltd.

INE020B08EW9

328.00%

National Bank for Agriculture and Rural Development

INE261F08EM1

326.00%

6.75% CGL 2029

IN0020240183

320.00%

REC Ltd.

INE020B08EW9

319.00%

National Bank for Agriculture and Rural Development

INE261F08EM1

318.00%

National Highways Infra Trust

INE0H7R07058

299.00%

National Highways Infra Trust

INE0H7R07058

288.00%

LIC Housing Finance Ltd.

INE115A07RF8

261.00%

Anzen India Energy Yield Plus Trust

INE0MIZ07038

260.00%

LIC Housing Finance Ltd.

INE115A07RH4

259.00%

Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7F15012

257.00%

India Universal Trust AL2 (Obligor - HDFC Bank Ltd.)

INE1CBK15029

255.00%

India Universal Trust AL2 (Obligor - HDFC Bank Ltd.)

INE1CBK15029

255.00%

LIC Housing Finance Ltd.

INE115A07RF8

254.00%

Anzen India Energy Yield Plus Trust

INE0MIZ07038

253.00%

LIC Housing Finance Ltd.

INE115A07RH4

252.00%

Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7F15012

250.00%

7.88% State Government of West Bengal 2044

IN3420250455

228.00%

National Bank for Agriculture and Rural Development

INE261F08EO7

195.00%

Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7G15010

192.00%

National Bank for Agriculture and Rural Development

INE261F08EO7

191.00%

Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)

INE2I7G15010

188.00%

7.79% State Government of West Bengal 2045

IN3420250430

138.00%

7.86% State Government of Bihar 2039

IN1320250278

131.00%

7.86% State Government of Bihar 2039

IN1320250278

127.00%

7.43% State Government of Tamil Nadu 2036

IN3120250748

125.00%

Net Receivable / Payable

101.00%

TREPS

95.00%
Fund Units2 holdings · 65.0%
Security% NAV

Corporate Debt Market Development Fund-A2

INF0RQ622028

33.00%

Corporate Debt Market Development Fund-A2

INF0RQ622028

32.00%

Performance Comparison

Interested in This Fund?

Our experts will help you decide if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Investment Objective

SBI Dynamic Bond Fund - REGULAR PLAN - Growth by SBI Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.

About This Fund

SBI Dynamic Bond Fund - REGULAR PLAN - Growth is a Dynamic Bond mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹4,173 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL DYNAMIC BOND A-III INDEX. The current expense ratio is 1.35%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations